7910 Champaign Dr, Mentor, OH 44060 Property Records

Lake County property record for 7910 Champaign Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 1992
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Mar 2020)
Tax Bill	$10,847 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-C-074-Z-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`16-C-074-Z-00-017-0`
Alternative APN	`E 45`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,000 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.389 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	192 sqft
Patio Area	36 sqft
Balcony	Balcony
Balcony Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 45
Street Address	7910 CHAMPAIGN DR
City	MENTOR
State	OH
Zip	44060-4078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LOT 5 TRACT 9
Legal Subdivision	WEATHERBY PARK SUBDIVISION NO. 5
Legal Tract	9
Legal Lot Number	132
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	4
Census Block	4000
Census Tract	203000

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7910 CHAMPAIGN DR, MENTOR, OH 44060-4078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Survivorship Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE LLC
Aug 12, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	451218
Record Updated	Jun 7, 2026

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Mar 5, 2020
Property Address	7910 CHAMPAIGN DR, MENTOR, OH 44060-4078
Document Number	0000005834
Map Reference	VOL 11 PG 12
Instrument Date	Mar 3, 2020
Instrument	2020R005834
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7910 CHAMPAIGN DR, MENTOR, OH 44060-4078

Mortgage

Document Number	0000005835
Date	Mar 5, 2020
Instrument	2020R005835

Lender

Name	CROSS COUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7910 CHAMPAIGN DR, MENTOR, OH 44060-4078
Document Number	0000023616
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 CHAMPAIGN DR MENTOR OH 440604078, MENTOR, OH 44060-4078

Mortgage

Document Number	0000023616
Date	Sep 5, 2017
Instrument	23616

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,847.00 (+119.93%) Homeowner's exemption	$104,390 (-) Land $19,730 Building $84,660
2022	$4,932.00 Homeowner's exemption	$104,390 Land $19,730 Building $84,660
2021			$298,250 Land $56,370 Building $241,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2015)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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