791 Sugarbush St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 791 Sugarbush St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,626 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212531339700010730`

Property Details

APN / Parcel Number

Primary APN	`212531339700010730`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,626 sqft Heated Area
Gross Area	3,598 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Pool Area	28 sqft
Deck Area	442 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	791 SUGARBUSH ST
City	SAINT CLOUD
State	FL
Zip	34771-0109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENWOOD PH 1 PB 29 PGS 32-34 LOT 73
Legal Range	31E
Legal Township	25S
Legal Section	21
Legal Subdivision	GLENWOOD
Legal Phase	1
Legal Tract	3397
Legal Lot Number	73
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	791 SUGARBUSH ST, SAINT CLOUD, FL 34771-0109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 18, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 31, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023
Deed Sale	Dec 8, 2023
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	0065161078
Deed Book / Page	5862 / 2732
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	2022127309
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	791 SUGARBUSH ST, SAINT CLOUD, FL 34771-0109
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065420693
Date	Jan 31, 2024
Book Page	6542/693
Instrument	2024012755

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 18, 2022
Property Address	791 SUGARBUSH ST, SAINT CLOUD, FL 34771-0109
Document Number	0062711877
Book / Page	6271 / 1877
Map Reference	MB 29 PG 32-34
Instrument Date	Aug 12, 2022
Instrument	2022127309
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	791 SUGARBUSH ST, 791, SAINT CLOUD, FL 34771-0109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 S 120TH PL, BURIEN, WA 98168-5153

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 31, 2020
Property Address	791 SUGARBUSH ST, SAINT CLOUD, FL 34771-0109
Document Number	0058622732
Book / Page	5862 / 2732
Map Reference	MB 29 PG 32-34
Instrument Date	Dec 28, 2020
Instrument	2020178066
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, 10192, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 SUGARBRUSH ST, SAINT CLOUD, FL 34771-0109

Mortgage

Document Number	0058622733
Date	Dec 31, 2020
Instrument	5862/2733

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+15.76%) Homeowner's exemption	$392,265 (+15.08%)	$417,300 (+9.79%) Land $71,500 Building $345,800
2023	$4,821.00 (+3.9%) Homeowner's exemption	$340,865 (+3%)	$380,100 (+1.2%) Land $71,500 Building $308,600
2022	$4,640.00 Homeowner's exemption	$330,937	$375,600 Land $60,500 Building $315,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

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