791 Smith Ave S, Saint Paul, MN 55107 Property Records

Ramsey County property record for 791 Smith Ave S, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 879 sqft · built 1908
Lot Size	0.124 acres (5,396 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (May 2021)
Tax Bill	$3,720 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2024 Transfer + 18 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-22-33-0075`

Property Details

APN / Parcel Number

Primary APN	`07-28-22-33-0075`
Alternative APNs	`8100947` `122087`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	879 sqft Living Area
1st Floor Area	502 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,396 sqft (0.124 acres)
Lot Dimensions	142 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	122087
Street Address	791 SMITH AVE S
City	SAINT PAUL
State	MN
Zip	55107-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH & TAYLOR SUB. A LOT 1
Legal Range	22
Legal Township	28
Legal Section	07
Legal Subdivision	SMITH & TAYLOR SUB. A
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3032
Census Tract	37000

Owner

791 Smith Ave S is owned and occupied by an individual who acquired it in July 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Transfer on Death Deed, Transfer
Mar 19, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2024	Limited Warranty Deed, Transfer · Commercial Mortgage CIBC BANK USA
Nov 14, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Feb 10, 2023	Affidavit of Death of Joint Tenant, Transfer
Nov 15, 2022	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE
Nov 15, 2022	Affidavit of Death of Joint Tenant, Transfer BURNETT TITLE, BURNET TITLE
Nov 15, 2022	Warranty Deed, Transfer
Apr 27, 2022	Intrafamily Transfer, Transfer
Mar 14, 2022	Intrafamily Transfer, Transfer
Mar 8, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2022	Transfer on Death Deed, Transfer
Jan 25, 2022	Intrafamily Transfer, Transfer
Jul 28, 2021	Transfer on Death Deed, Transfer
May 25, 2022	Correction Deed
May 24, 2021	Transfer on Death Deed, Transfer
May 11, 2021	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20214883122
Last Transfer Date	Jul 26, 2021
Transfer Doc	0004898583
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 12, 2024
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A05016408
Instrument Date	Feb 7, 2024
Instrument	A05016408
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 PINEHURST AVE, SAINT PAUL, MN 55116-1343

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 19, 2024
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A05019521
Instrument Date	Jan 17, 2024
Instrument	A05019521
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1676 SANDHURST AVE E, MAPLEWOOD, MN 55109-3630

January 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 18, 2024
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A05014340
Instrument Date	Dec 11, 2023
Instrument	A05014340
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Tax	$11,503.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SOUTHBEND AVE, MANKATO, MN 56001-2168

Mortgage

Document Number	0A05014341
Date	Jan 18, 2024
Instrument	A05014341

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Nov 14, 2023
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A05008142
Instrument Date	Nov 14, 2023
Instrument	A05008142
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1694 LAKE VIEW CT, SAINT PAUL, MN 55112-2800

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04690928
Date	Dec 19, 2017
Instrument	A04690928

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Feb 10, 2023
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04979958
Instrument Date	Feb 9, 2023
Instrument	A04979958
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04971037
Instrument Date	Oct 19, 2022
Instrument	A04971037
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1726 LAURIE RD E, MAPLEWOOD, MN 55109-2629

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04971035
Instrument Date	Oct 19, 2022
Instrument	A04971035
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 LAURIE RD E, MAPLEWOOD, MN 55109-2629
Investor	Possibly a Property Investor

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04971036
Instrument Date	Jul 26, 2022
Instrument	A04971036
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3688 KOSEC DR, RED WING, MN 55066-1715
Investor	Possibly a Property Investor

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Apr 27, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04944470
Instrument Date	Apr 27, 2022
Instrument	A04944470
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16393 MORGAN AVENUE NORTH, STILLWATER, MN 55082

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Mar 14, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04937837
Instrument Date	Mar 7, 2022
Instrument	A04937837
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 SANDHURST AVE E, MAPLEWOOD, MN 55109-3630

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 8, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04937160
Instrument Date	Mar 1, 2022
Instrument	A04937160
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 COTTAGE GROVE DR, WOODBURY, MN 55129-9713

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 17, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04951803
Instrument Date	Mar 1, 2022
Instrument	A04951803
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jan 25, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04930955
Instrument Date	Jan 19, 2022
Instrument	A04930955
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 SANDHURST AVE E, MAPLEWOOD, MN 55109-3630

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 28, 2021
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04898583
Instrument Date	Jul 26, 2021
Instrument	A04898583
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 ONEIDA AVE, DAVENPORT, IA 52803-4010
Investor	Possibly a Property Investor

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	RAMSEY MN
Recording Date	May 25, 2022
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04948576
Instrument Date	May 27, 2021
Instrument	A04948576
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 LARK AVE, MAPLEWOOD, MN 55109-2621

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	May 24, 2021
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04885652
Instrument Date	May 18, 2021
Instrument	A04885652
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 LAURIE RD E, MAPLEWOOD, MN 55109-2629

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 11, 2021
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04883122
Instrument Date	May 7, 2021
Instrument	A04883122
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,278.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 COPE AVE E, MAPLEWOOD, MN 55109-2664

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 28, 2020
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04841280
Instrument Date	Oct 21, 2020
Instrument	A04841280
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522

Mortgage

Document Number	0A04841281
Date	Oct 28, 2020
Instrument	A04841281

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	May 13, 2021
Property Address	791 SMITH AVE S, SAINT PAUL, MN 55107-3522
Document Number	0A04883629
Instrument Date	Aug 16, 2002
Instrument	A04883629
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1694 EAST LAKE DRIVE, SAINT PAUL, MN 55109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 MINNEHAHA AVE E, SAINT PAUL, MN 55119-3969

Tax Assessment & Valuation

The 2025 property tax bill for 791 Smith Ave S was $3,720 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,100 Land $18,800 Building $234,300	$253,100 Land $18,800 Building $234,300
2025	$3,720.00
2023	$3,248.00 Homeowner's exemption	$222,900 Land $15,800 Building $207,100	$222,900 Land $15,800 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 791 Smith Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 791 Smith Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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