791 Ross Cir, Lockhart, TX 78644 Property Records

Caldwell County property record for 791 Ross Cir, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,417 sqft · built 1976
Lot Size	0.297 acres (12,959 sqft)
Owner	Individual Name on File
Last Sale	$167,900 (Jul 2017)
Tax Bill	$5,839 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300554-002-001-00`

Property Details

APN / Parcel Number

Primary APN	`0300554-002-001-00`
Alternative APNs	`R20020` `20020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	12,959 sqft (0.297 acres)
Lot Dimensions	125 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Patio Area	125 sqft
Storage Building	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20020
Street Address	791 ROSS CIR
City	LOCKHART
State	TX
Zip	78644-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING GREENS ESTATES, BLOCK 2, LOT 1
Legal Subdivision	ROLLING GREENS ESTATES
Legal Block	2
Legal Lot Number	1
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3012
Census Tract	960300

Owner

791 Ross Cir is owned and occupied by an individual who bought it in July 2017.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	791 ROSS CIR, LOCKHART, TX 78644-3621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 13, 2017	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Deed Document Number	20173644
Prior Transfer Date	Jul 6, 2017
Prior Transfer Doc	2017003644
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	791 ROSS CIR, LOCKHART, TX 78644-3621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004999
Date	Oct 1, 2019
Instrument	2019-004999

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Jul 13, 2017
Property Address	791 ROSS CIR, LOCKHART, TX 78644-3621
Document Number	2017003644
Map Reference	VOL 355 PG 599
Instrument Date	Jul 6, 2017
Instrument	2017-003644
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	NOT AVAILABLE, INTEGRITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 ROSS CIR, LOCKHART, TX 78644-3621

Mortgage

Document Number	2017003645
Date	Jul 13, 2017
Instrument	2017-003645

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 791 Ross Cir was $5,839 with a homeowner's exemption.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,839.00	$282,960 (-1.59%) Land $86,450 Building $196,510	$282,960 (-4.71%) Land $86,450 Building $196,510
2025		$287,535 Land $86,450 Building $210,510	$296,960 Land $86,450 Building $210,510
2024	$4,359.00 (+15.56%)
2023	$3,772.00 (-16.86%) Homeowner's exemption	$237,632 Land $86,450 Building $239,850	$326,300 Land $86,450 Building $239,850
2022	$4,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 791 Ross Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 791 Ross Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spry Air Fiber.

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