791 Old Ridge Rd, Sparta, TN 38583 Property Records

White County property record for 791 Old Ridge Rd, Sparta, TN 38583

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,044 sqft · built 2008
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Oct 2022)
Tax Bill	$14 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018082 01203`

Property Details

APN / Parcel Number

Primary APN	`018082 01203`
Alternative APN	`082 01203`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 2008
Exterior Material	Siding
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Package Unit
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	791 OLD RIDGE RD
City	SPARTA
State	TN
Zip	38583-8005
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 08, 5.2 AC IN WHITE COUNTY, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	970302

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	791 OLD RIDGE RD, SPARTA, TN 38583-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHERN BANK OF TENNESSEE
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Mar 2, 2007 · Amount on Record
Deed Document Number	0016572267
Deed Book / Page	1588 / 1635
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	20012007
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Oct 19, 2022
Property Address	791 OLD RIDGE RD, SPARTA, TN 38583-8005
Document Number	0000016179
Book / Page	1657 / 2267
Instrument Date	Oct 5, 2022
Instrument	22016179
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 OLD RIDGE RD, SPARTA, TN 38583-8005

Mortgage

Document Number	0000016180
Date	Oct 19, 2022
Book Page	1657/2269
Instrument	22016180

Lender

Name	SOUTHERN BANK OF TENNESSEE
Type	Bank
Address	MOUNT JULIET, TN 37122

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Oct 1, 2020
Property Address	757 OLD RIDGE RD, SPARTA, TN 38583-8005
Document Number	0000012007
Book / Page	1588 / 1635
Instrument Date	Sep 1, 2020
Instrument	20012007
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	J D LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 OLD RIDGE RD, SPARTA, TN 38583-8005

Mortgage

Document Number	0000012008
Date	Oct 1, 2020
Instrument	20012008

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14.00 (-95.38%)	$1,275 (-) Land $1,275
2023		$1,275 (-40.7%) Land $1,275
2022		$2,150 Land $2,150	$5,100 (-40.7%) Land $5,100
2021			$8,600 Land $8,600
2018	$303.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU W.A.#3 serves 5,659 people · EPA ID TN0000557
Water Source	Purchased surface water from BON DE CROFT UTILITY DISTRICT
Last State Inspection	Sep 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment currently in violation since Sep 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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