791 E Cotton Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 791 E Cotton Rd, Eclectic, AL 36024 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	1,546 sqft Living Area
Lot Size	50,965 sqft (1.17 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$354.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-09-31-0-000-002.004`
Alternative APN	`A10700701`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,546 sqft Living Area
1st Floor	1,546 sqft 1st Floor
Stories	1 Stories
Utility Area	77 sqft Utility Area
Utility Room	Utility Room
Primary Flooring	Other Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Metal Roof
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Carport Garage
Carport	Carport
Porch	Open Porch
Porch Area	126 sqft Porch
Topography	Other Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	A10700701
Old Parcel Number	0709310000002004
Street Address	791 E COTTON RD
City	ECLECTIC
State	AL
Zip	36024-4831
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.17 AC COM AT W SEC LINE OF S 31 TO R21 AND S R/W OF COUNTY RD 407; NE 111.13' TO N R/W OF COUNTY RD 407; BEING THE POB; NE
Legal Range	21E
Legal Township	20N
Legal Section	31
Jurisdiction	ELMORE AL
Minor Civil Division	ECLECTIC
Census Blockgroup	1
Census Block	1069
Census Tract	30300

Owner

Source: Elmore County records · APN 07-09-31-0-000-002.004

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	791 E COTTON RD, ECLECTIC, AL 36024-4831
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	791 E COTTON RD, ECLECTIC, AL 36024-4831
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/17275
Date	Mar 19, 2020
Book Page	2020/17275

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00	$13,900 (-)	$138,930 (-) Land $16,530 Building $122,400
2024	$354.00	$13,900 (+0.05%)	$138,930 (-) Land $16,530 Building $122,400
2023	$354.00 (+13.1%)	$13,893 (+13.5%) Land $1,653 Building $12,240	$138,930 (+13.5%) Land $16,530 Building $122,400
2022	$313.00	$12,241 Land $1,053 Building $11,188	$122,410 Land $10,530 Building $111,880

Flood & Wildfire

791 E Cotton Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Elmore County (01051C), updated February 20, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 65th percentile of exposed land nationally · 85th in Alabama
Wildfire Likelihood	High — about 1 in 394 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.