791 Co Rd 260, Gainesville, TX 76240 Property Records

Cooke County property record for 791 Co Rd 260, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1976
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$357,013 (Aug 2026)
Tax Bill	$4,800 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0044-156-00000`

Property Details

APN / Parcel Number

Primary APN	`0044-156-00000`
Alternative APN	`12508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,447 sqft Living Area
Gross Area	4,407 sqft
1st Floor Area	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	896 sqft
Storage Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-156-00000
Street Address	791 COUNTY ROAD 260
City	GAINESVILLE
State	TX
Zip	76240-6363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEY ACC 0044 ACRES 2.0
Legal Subdivision	BAILEY ACC
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1012
Census Tract	1100

Owner

791 Co Rd 260 is owned and occupied by an individual who bought it in August 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	791 COUNTY ROAD 260, GAINESVILLE, TX 76240-6363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · FHA Mortgage FIRST STATE BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Deed Document Number	20266115
Deed Book / Page	2802 / 206
Prior Transfer Date	Aug 11, 2026
Prior Transfer Doc	0000006115
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Aug 12, 2026
Property Address	791 COUNTY ROAD 260, GAINESVILLE, TX 76240-6363
Document Number	0000006115
Book / Page	2802 / 206
Instrument Date	Aug 11, 2026
Instrument	20266115
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 COUNTY ROAD 260, GAINESVILLE, TX 76240-6363

Mortgage

Document Number	0000006116,
Date	Aug 12, 2026
Instrument	20266116

Lender

Name	FIRST STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	791 COUNTY ROAD 260, GAINESVILLE, TX 76240-6363
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002391/803
Date	Jan 22, 2021
Book Page	2391/803
Instrument	2021-00659

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	791 COUNTY ROAD 260, GAINESVILLE, TX 76240-6363
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002552/406
Date	Dec 9, 2022
Book Page	2552/406
Instrument	2022-9923

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 791 Co Rd 260 was $4,800 with exemptions applied.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,800.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$316,140 (+1%)	$331,755 (+7.39%) Land $118,000 Building $213,755
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$287,400 Land $98,000 Building $210,926	$308,926 Land $98,000 Building $210,926
2023		$237,521 Land $92,000 Building $222,957	$314,957 Land $92,000 Building $222,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 791 Co Rd 260 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1981–2015)
Claims Outside the SFHA	7 of 16
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 791 Co Rd 260 is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 74% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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