7909 Tradd St, Columbia, SC 29209 Property Records

Richland County property record for 7909 Tradd St, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1978
Lot Size	0.371 acres (16,178 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2022)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19209-01-03`

Property Details

APN / Parcel Number

Primary APN	`19209-01-03`
Alternative APNs	`R19209-01-03` `00741353`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Heated Area
Gross Area	2,025 sqft
1st Floor Area	1,298 sqft
Utility Area	35 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,178 sqft (0.371 acres)
Garage Area	260 sqft
Porch	Patio
Porch Area	422 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	00741353
Street Address	7909 TRADD ST
City	COLUMBIA
State	SC
Zip	29209-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 57 120X193X160X65.2 #SU CHARLES TOWNE #PR X-2725 Y-2676
Legal Subdivision	CHARLESTOWNE
Legal Lot Number	57,120
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	4
Census Block	4037
Census Tract	11608

Owner

7909 Tradd St is owned and occupied by two individuals who bought it in June 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7909 TRADD ST, COLUMBIA, SC 29209-3044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 14, 2020	Quit Claim Deed, Transfer ALLSOUTH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on File
Deed Sale	Jun 20, 2022 · Amount on File
Prior Sale	Dec 13, 2006 · Amount on File
Deed Document Number	202235213
Deed Book / Page	2755 / 1460
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0025391092
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 20, 2022
Property Address	7909 TRADD ST, COLUMBIA, SC 29209-3044
Document Number	0027551460
Book / Page	2755 / 1460
Map Reference	MB X PG 2725
Instrument Date	Jun 10, 2022
Instrument	2022035213
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7909 TRADD ST, COLUMBIA, SC 29209-3044

Mortgage

Document Number	2022035214
Date	Jun 20, 2022
Instrument	2022035214

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 14, 2020
Property Address	7909 TRADD ST, COLUMBIA, SC 29209-3044
Document Number	2539/1092
Book / Page	002539 / 001092
Instrument Date	Sep 24, 2020
Instrument	54756
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7909 TRADD ST COLUMBIA SC 292093044, COLUMBIA, SC 29209-3044

Mortgage

Document Number	2539/1099
Date	Oct 14, 2020
Book Page	002539/001099
Instrument	54758

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7909 Tradd St was $1,601.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00	$182,400 (-) Land $28,000 Building $154,400	$182,400 (-) Land $28,000 Building $154,400
2024		$182,400 (+4,149.77%) Land $28,000 Building $154,400	$182,400 (+69.99%) Land $28,000 Building $154,400
2023	$5,991.00	$4,292	$107,300
2021	$3,214.00	$4,290	$107,300 Land $18,400 Building $88,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7909 Tradd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7909 Tradd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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