7909 Elberta Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 7909 Elberta Dr, Severn, MD 21144 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1985
Square Footage	1,792 sqft Living Area
Lot Size	20,049 sqft (0.46 acres)
Garage	Attached, 625 sqft
Occupancy	Owner Occupied
Last Sale	$475,000 (2023)
Tax Bill	$5,373.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-564-90036764`
Alternative APNs	`4-564-90036764` `56490036764`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,792 sqft Living Area
Gross Area	2,417 sqft Gross Area
1st Floor	928 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	20,049 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	625 sqft Garage
Deck Area	770 sqft Deck
Porch	Open Porch
Porch Area	90 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	56490036764
Street Address	7909 ELBERTA DR
City	SEVERN
State	MD
Zip	21144-1028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 18 SC 1 THE PEACH ORCHARD
Legal Subdivision	THE PEACH ORCHARD
Legal Block	1
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Minor Civil Division	1
Census Blockgroup	1
Census Block	1008
Census Tract	740103

Owner

Source: Anne Arundel County records · APN 04-564-90036764

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7909 ELBERTA DR, SEVERN, MD 21144-1028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Last Transfer Date	May 14, 2025
Record Refreshed	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 27, 2023
Property Address	7909 ELBERTA DR, SEVERN, MD 21144-1028
Document Number	0400830236
Book / Page	40083 / 236
Map Reference	MB 87 PG 30
Instrument Date	Nov 21, 2023
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	7909 ELBERTA DR, SEVERN, MD 21144-1028

Mortgage

Document Number	0040083243
Date	Nov 27, 2023
Instrument	40083/243

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$464,500 (+9.25%) Land $226,000 Building $238,500	$464,500 (-) Land $226,000 Building $238,500
2024	$5,373.00 (+59.34%)
2023	$3,372.00 Homeowner's exemption	$425,167	$464,500 Land $226,000 Building $238,500

Flood & Wildfire

7909 Elberta Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Anne Arundel County (24003C), updated January 16, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.