7909 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 7909 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1997
Lot Size5.84 acres (254,390 sqft)
Owner2 Individual Names on File
Last Sale$357,500 (Apr 2021)
Tax Bill$4,237 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN012970-0050

Property Details

APN / Parcel Number

Primary APN012970-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area1,596 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area254,390 sqft (5.84 acres)
Garage Area1,500 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7909 COUNTY ROAD 13 N
CitySAINT AUGUSTINE
StateFL
Zip32092-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description19/100-101 SIX MILE SUB LOTS 5 & 6 OR5234/299
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSIX MILE SUBDIVISION
Legal Block1
Legal Lot Number5,6
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1037
Census Tract20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7909 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Nov 17, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 4, 2017Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2021 · Amount on Record
Deed SaleApr 12, 2021 · Amount on Record
Prior SaleApr 4, 2017 · Amount on Record
Deed Document Number202139971
Deed Book / Page5234 / 299
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 12, 2021
Property Address7909 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2403
Document Number0052340299
Book / Page5234 / 299
Map ReferenceMB 19 PG 100&101
Instrument DateApr 9, 2021
Instrument2021039971
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,502.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7909 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2403

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 49125, JACKSONVILLE, FL 32240-9125

Mortgage

Document Number0005234301
DateApr 12, 2021
Instrument5234/301
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address7909 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7909 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2403

Mortgage

Document Number0051010741
DateNov 17, 2020
Book Page5101/741
Instrument2020104368
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueApr 1, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 4, 2017
Property Address7909 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2403
Document Number0043531682
Book / Page004353 / 001682
Instrument DateMar 29, 2017
Instrument23277
Transaction TypeTransfer
Record UpdatedApr 27, 2017
Title CompanyKENDALL TITLE SERVICES, KENDALL TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7909 COUNTY ROAD 13 N ST AUGUSTINE FL 320922403, ST AUGUSTINE, FL 32092-2403

Mortgage

Document Number43531684
DateApr 4, 2017
Book Page004353/001684
Instrument23278
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 3, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,027 (+13.83%)$418,175 (+19.87%) Land $200,000 Building $218,175
2025$4,237.00 (+12.6%) Homeowner's exemption$328,592 (+2.9%)$348,849 (+1.46%) Land $170,000 Building $178,849
2024$3,763.00 (+2.01%) Homeowner's exemption$319,331 (+3%)$343,837 (-0.62%) Land $170,000 Building $173,837
2023$3,689.00 (+2.9%) Homeowner's exemption$310,030 (+3%)$345,997 (+2.97%) Land $170,000 Building $175,997
2022$3,585.00 Homeowner's exemption$301,000$336,002 Land $168,000 Building $168,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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