7908 Elm St, Harvard, IL 60033 Property Records

McHenry County property record for 7908 Elm St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.296 acres (12,880 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Aug 2016)
Tax Bill	$3,971 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-27-128-005`

Property Details

APN / Parcel Number

Primary APN	`01-27-128-005`

Exterior

Lot Area	12,880 sqft (0.296 acres)

Location & Zoning

Street Address	7908 ELM ST
City	HARVARD
State	IL
Zip	60033-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0028241 LT 12 & SELY1/2 LT 13 BLK 2 PRESSEYS ADDN VILL OF LAWRENCE
Legal Subdivision	PRESSEYS ADDN
Legal Block	2
Legal Lot Number	12,13
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1037
Census Tract	870301

Owner

Source: McHenry County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7908 ELM ST, HARVARD, IL 60033-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on Record
Deed Sale	Aug 3, 2016 · Amount on Record
Prior Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	201628241
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 2, 2026
Property Address	7908 ELM ST, HARVARD, IL 60033-9331
Document Number	0000015280
Instrument Date	May 26, 2026
Instrument	202615280
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7908 ELM ST, HARVARD, IL 60033-9331

Mortgage

Document Number	0000015280,
Date	Jun 2, 2026
Instrument	202615280

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.83%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7908 ELM ST, HARVARD, IL 60033-9331
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	PRIORITY TITLE COMPANY, PTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038115
Date	Jul 13, 2021
Instrument	2021R0038115

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,971.00	$64,480 (+29.84%) Land $7,228 Building $57,252	$193,440 (+29.84%) Land $21,684 Building $171,756
2022	Homeowner's exemption	$49,661 Land $6,534 Building $43,127	$148,983 Land $19,602 Building $129,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Rise Broadband.

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