7908 Coldwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 7908 Coldwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,859 sqft · built 2004
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Aug 2025)
Tax Bill	$14,518 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`319-312-05-006-000`

Property Details

APN / Parcel Number

Primary APN	`319-312-05-006-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,859 sqft Living Area
Gross Area	5,677 sqft
1st Floor Area	2,277 sqft
Upper Floors Area	532 sqft
Basement Area	2,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	7908 COLDWATER DR
City	POWELL
State	OH
Zip	43065-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2762 GOLF VILLAGE SEC12 PHB
Legal Subdivision	GOLF VILLAGE
Legal Lot Number	2762
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1009
Census Tract	11900

Owner

7908 Coldwater Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 28, 2025	Warranty Deed, Transfer TITLE CONNECT AGENCY
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Oct 1, 2019	Grant Deed, Transfer TITLE CONNECT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jul 12, 2022 · Amount on File
Deed Document Number	202519895
Deed Book / Page	2175 / 2159
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7908 COLDWATER DR, POWELL, OH 43065-7087

Mortgage

Document Number	0000003540
Date	Feb 26, 2024
Book Page	2077/1398
Instrument	202400003540

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015582
Date	Jul 10, 2025
Book Page	2166/719
Instrument	202500015582

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 28, 2025
Property Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Document Number	0000019895
Book / Page	2175 / 2159
Map Reference	CAB 3 SL 120
Instrument Date	Aug 18, 2025
Instrument	202500019895
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	TITLE CONNECT AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7908 COLDWATER DR, POWELL, OH 43065-7087

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000909
Date	Jan 10, 2017
Book Page	1479/1279
Instrument	201700000909

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 12, 2022
Property Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Document Number	0000020910
Book / Page	1978 / 817
Map Reference	CAB 3 SL 120
Instrument Date	Jul 8, 2022
Instrument	202200020910
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SEARCH 2 CLOSE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020911
Date	Jul 12, 2022
Instrument	202200020911

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 1, 2019
Property Address	7908 COLDWATER DR, POWELL, OH 43065-7087
Document Number	0000027203
Book / Page	001667 / 002706
Instrument Date	Sep 25, 2019
Instrument	27203
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	TITLE CONNECT LLC

Transaction

Amount	Amount on Record
Tax	$1,395.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7908 COLDWATER DR POWELL OH 430657087, POWELL, OH 43065-7087

Tax Assessment & Valuation

The 2025 property tax bill for 7908 Coldwater Dr was $14,518, down 5.2% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Municipality	Powell City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,518.00 (-5.16%)	$245,080 (-) Land $44,840 Building $200,240	$700,200 Land $128,100 Building $572,100
2024	$15,308.00 (+1.2%) Homeowner's exemption	$245,080 (+1.83%) Land $44,840 Building $200,240
2023	$15,126.00 Homeowner's exemption	$240,670 Land $44,840 Building $195,830	$700,200 Land $128,100 Building $572,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7908 Coldwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7908 Coldwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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