79079 Richards Rd, Folsom, LA 70437 Property Records

St. Tammany Parish property record for 79079 Richards Rd, Folsom, LA 70437 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,604 sqft · built 1983
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Dec 2002)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2010 Mortgage + 3 more
APN	`105-005-5794`

Property Details

APN / Parcel Number

Primary APN	`105-005-5794`
Alternative APN	`15513`

Interior

Building Area	2,604 sqft Living Area

Exterior

Year Built	Built 1983
Lot Area	255,262 sqft (5.86 acres)

Location & Zoning

Old Parcel Number	105-005-5794
Street Address	79079 RICHARDS RD
City	FOLSOM
State	LA
Zip	70437-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.86 ACS SECS 29 32 5 10 CB 1132 495 CB 1488 14 INST NO 906174 INST NO 1328529 INST NO 1339128 INST NO 1362660 UNDIV .50 INT
Legal Range	05
Legal Township	32
Legal Section	29
Legal Subdivision	RICHARDS RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2026
Census Tract	40203

Owner

Source: St. Tammany Parish records · APN 105-005-5794

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	79079 RICHARDS RD, FOLSOM, LA 70437-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 17, 2010	Deed of Trust, Mortgage · Conventional Mortgage NOLA LENDING GROUP LLC
Nov 17, 2010	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Apr 16, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY HOMESTEAD SAVINGS BANK
Mar 01, 2013	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2002 · Amount on Record
Deed Sale	Dec 16, 2002 · Amount on Record
Deed Document Number	1362660
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	79079 RICHARDS RD, FOLSOM, LA 70437-7424
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002323609
Date	Apr 13, 2022
Instrument	2323609

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	79079 RICHARDS RD, FOLSOM, LA 70437-7424
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792395
Date	Nov 17, 2010
Instrument	1792395

Lender

Name	NOLA LENDING GROUP LLC
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2040

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	79079 RICHARDS RD, FOLSOM, LA 70437-7424
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792403
Date	Nov 17, 2010
Instrument	1792403

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	79079 RICHARDS RD, FOLSOM, LA 70437-7424
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	UNKNOWN, HOWEGTEAD TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001677452
Date	Apr 16, 2008
Instrument	1677452

Lender

Name	FIDELITY HOMESTEAD SAVINGS BANK
Type	Bank
Address	NEW ORLEANS, LA 70170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2039

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	79079 RICHARDS RD, FOLSOM, LA 70437-7424
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001890755
Date	Mar 01, 2013
Instrument	1890755

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2043

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,849.00 (-3.45%) Homeowner's exemption	$22,425 (-) Land $3,662 Building $18,763	$224,252 (-) Land $36,623 Building $187,629
2024	$1,915.00 (+49.03%) Homeowner's exemption	$22,425 (+34.15%) Land $3,662 Building $18,763	$224,252 (+34.15%) Land $36,623 Building $187,629
2023	$1,285.00 Homeowner's exemption	$16,716 (-) Land $1,668 Building $15,048	$167,160 (-) Land $16,680 Building $150,480
2022	$1,285.00 Homeowner's exemption	$16,716 Land $1,668 Building $15,048	$167,160 Land $16,680 Building $150,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 88 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	36 (2016–2021)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Aug 2021, rainfall accumulation, Hurricane Ida
Claims By Storm	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 89% of Louisiana
Wildfire Likelihood	About 1 in 463 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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