7907 Elm Ave, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 7907 Elm Ave, Raytown, MO 64138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,172 sqft · built 1958
Lot Size	0.224 acres (9,752 sqft)
Owner	Individual Name on File
Last Sale	$195,700 (Jan 2026)
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45-840-04-04`

Property Details

APN / Parcel Number

Primary APN	`45-840-04-04`
Alternative APNs	`45-840-04-04-00-0-00-000` `45840040400000001` `935858`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,752 sqft (0.224 acres)
Lot Dimensions	122 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	935858
Street Address	7907 ELM AVE
City	RAYTOWN
State	MO
Zip	64138-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD N 72 OF LOT 52
Legal Subdivision	SOUTHWOOD
Legal Block	5
Legal Lot Number	52
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	5
Census Block	5003
Census Tract	12804

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jun 22, 2021	Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY AMERICA CU
Jun 22, 2020	Deed of Trust, Mortgage NBKC BK
Apr 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20264377
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	00E0033048
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 20, 2026
Property Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Document Number	00E0004377
Instrument Date	Dec 31, 2025
Instrument	2026E0004377
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7907 ELM AVE, RAYTOWN, MO 64138-1962

Mortgage

Document Number	00E0005186
Date	Jan 20, 2026
Instrument	2026E0005186

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056
Prepayment Penalty	00 Months

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 22, 2021
Property Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Document Number	00E0067901
Instrument Date	Jun 15, 2021
Instrument	2021E0067901
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7907 ELM AVE, RAYTOWN, MO 64138-1962

Mortgage

Document Number	00E0067902
Date	Jun 22, 2021
Instrument	2021E0067902

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Document Number	000E116081
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7907 ELM AVE RAYTOWN MO 641381962, RAYTOWN, MO 64138-1962

Mortgage

Document Number	000E116081
Date	Dec 7, 2020
Instrument	116081E

Lender

Name	COMMUNITY AMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 6, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Document Number	0000E54272
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7907 ELM AVE RAYTOWN MO 641381962, RAYTOWN, MO 64138-1962

Mortgage

Document Number	0000E54272
Date	Jun 29, 2020
Instrument	54272E

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 18, 2018
Property Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Document Number	0000E33048
Instrument Date	Apr 3, 2018
Instrument	33048E
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7907 ELM AVE RAYTOWN MO 641381962, RAYTOWN, MO 64138-1962

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 3, 2017
Property Address	7907 ELM AVE, RAYTOWN, MO 64138-1962
Document Number	0000E59654
Instrument Date	Jun 29, 2017
Instrument	59654E
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7907 ELM AVE RAYTOWN MO 641381962, RAYTOWN, MO 64138-1962

Mortgage

Document Number	E59655
Date	Jul 3, 2017
Instrument	59655E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00 (-33.51%)	$25,629 (-33.95%) Land $5,037 Building $20,592	$134,890 (-33.95%)
2024	$3,500.00 (+0.69%)
2023	$3,476.00	$38,802 Land $5,976 Building $32,826	$204,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 2 serves 16,440 people · EPA ID MO1024276
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Networks Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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