7907 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7907 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1998
Lot Size	0.177 acres (7,718 sqft)
Owner	2 Individual Names on File
Last Sale	$254,719 (Apr 2017)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`602270-0-330`

Property Details

APN / Parcel Number

Primary APN	`602270-0-330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,757 sqft
1st Floor Area	1,352 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,718 sqft (0.177 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7907 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 12 FALCON CREEK PDD L 33 TOG/W 1/109TH UNDIV INT IN TR A,B,C & D TOG/W PRI RD EASE OF REC OUT OF 432-1,432-2, 432-3 & 432-4 SEG K0233 10/28/98MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FALCON CREEK PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	33
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1003
Census Tract	73133

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 17, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Jan 15, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 27, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	2017516
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	0000000533
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003080095
Date	Mar 8, 2021
Instrument	202103080095

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004010152
Date	Apr 1, 2022
Instrument	202204010152

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Document Number	2005070306
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7907 196TH STREET CT E SPANAWAY WA 983875094, SPANAWAY, WA 98387-5094

Mortgage

Document Number	2005070306
Date	May 7, 2020
Instrument	202005070306

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Document Number	1907290186
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7907 196TH STREET CT E SPANAWAY WA 983875094, SPANAWAY, WA 98387-5094

Mortgage

Document Number	1907290186
Date	Jul 29, 2019
Instrument	201907290186

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Document Number	1801220390
Instrument Date	Jan 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7907 196TH STREET CT E SPANAWAY WA 983875094, SPANAWAY, WA 98387-5094

Mortgage

Document Number	1801220390
Date	Jan 22, 2018
Instrument	201801220390

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 27, 2017
Property Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094
Document Number	0004270516
Map Reference	DOC9809165002
Instrument Date	Apr 21, 2017
Instrument	201704270516
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,539.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7907 196TH STREET CT E, SPANAWAY, WA 98387-5094

Mortgage

Document Number	0004270517
Date	Apr 27, 2017
Instrument	201704270517

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,400 (+7.43%) Land $176,300 Building $237,100	$413,400 (+7.43%) Land $176,300 Building $237,100
2025	$4,478.00 (-1.08%)
2024	$4,527.00 (-1.05%)	$384,800 (-3.39%) Land $173,800 Building $211,000	$384,800 (-3.39%) Land $173,800 Building $211,000
2023	$4,575.00	$398,300 Land $160,100 Building $238,200	$398,300 Land $160,100 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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