7906 Bel Ray Dr, Belton, MO 64012 Property Records

Cass County property record for 7906 Bel Ray Dr, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2025)
Tax Bill	$5,692 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-103-003-017.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-103-003-017.000`
Alternative APN	`2357200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Finished Basement	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	119 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	247 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Location & Zoning

Account Number	2357200
Street Address	7906 BEL RAY DR
City	BELTON
State	MO
Zip	64012-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEL-RAY EST LOT 19
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	BEL RAY EST
Legal Lot Number	19
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3020
Census Tract	60003

Owner

7906 Bel Ray Dr is owned and occupied by an individual who bought it in May 2025.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	7906 BEL RAY DR, BELTON, MO 64012-2219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 9, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Deed Document Number	0005170/10
Deed Book / Page	5170 / 10
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	7906 BEL RAY DR, BELTON, MO 64012-2219
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00005173/9
Date	May 19, 2025
Book Page	5173/9
Instrument	766481

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	May 9, 2025
Property Address	7906 BEL RAY DR, BELTON, MO 64012-2219
Document Number	0005170/10
Book / Page	5170 / 10
Map Reference	MB 4 PG 74
Instrument Date	May 2, 2025
Instrument	766040
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 2, 2025
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7906 BEL RAY DR, BELTON, MO 64012-2219

Mortgage

Document Number	0000051734
Date	May 9, 2025
Instrument	5173/4

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 7906 Bel Ray Dr was $5,692.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,692.00	$29,960 Land $3,610 Building $26,350	$157,670 Land $18,980 Building $138,690
2023	$2,205.00 (+4,911.36%)	$26,720 (+14.24%) Land $3,280 Building $23,440	$140,630 Land $17,250 Building $123,380
2022	$44.00	$23,390 Land $3,280 Building $20,110
2021			$123,090 Land $17,250 Building $105,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7906 Bel Ray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7906 Bel Ray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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