7905 N 400 E, Ossian, IN 46777 Property Records

Wells County property record for 7905 N 400 E, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,658 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,600 (Aug 2017)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-26-200-008.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-26-200-008.000-008`
Alternative APNs	`00001559848` `0040288300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Basement Area	1,658 sqft
Unfinished Basement	1,658 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00001559848
Street Address	7905 N 400 E
City	OSSIAN
State	IN
Zip	46777-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-28-12 1.000A MID PT W 208.7'' NW NW
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2012
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7905 N 400 E, OSSIAN, IN 46777-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FEDERAL CREDIT UNION
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Aug 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Feb 3, 2010 · Amount on Record
Deed Document Number	2017537
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0020170537
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	May 6, 2026
Property Address	7905 N 400 E, OSSIAN, IN 46777-9623
Document Number	0000001581
Instrument Date	Apr 30, 2026
Instrument	20261581
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7905 N 400 E, OSSIAN, IN 46777-9623

Mortgage

Document Number	0000001581,
Date	May 6, 2026
Instrument	20261581

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Balloon
Rate	6.46%
Initial Type	Balloon
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	7905 N 400 E, OSSIAN, IN 46777-9623
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212775
Date	Jun 21, 2021
Instrument	20212775

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	7905 N 400 E, OSSIAN, IN 46777-9623
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220142
Date	Jan 11, 2022
Instrument	20220142

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 11, 2017
Property Address	7905 N 400 E, OSSIAN, IN 46777-9623
Document Number	0020170537
Instrument Date	Jul 31, 2017
Instrument	20170537
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7905 N 400 E, OSSIAN, IN 46777-9623

Mortgage

Document Number	0020170538
Date	Aug 11, 2017
Instrument	20170538

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (+15.97%) Homeowner's exemption	$279,800 (+23.37%) Land $37,000 Building $242,800	$279,800 (+23.37%) Land $37,000 Building $242,800
2024	$1,409.00 (+45.56%)
2023		$226,800 (+23.39%) Land $37,000 Building $189,800	$226,800 (+23.39%) Land $37,000 Building $189,800
2022	$968.00	$183,800 Land $27,000 Building $156,800	$183,800 Land $27,000 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

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