7905 Monarch St, White Plains, MD 20695 Property Records

Charles County property record for 7905 Monarch St, White Plains, MD 20695

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 1998
Lot Size	0.188 acres (8,203 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Mar 2026)
Tax Bill	$12,469 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-250157`

Property Details

APN / Parcel Number

Primary APN	`06-250157`
Alternative APNs	`6250157` `250157`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	996 sqft
Basement Area	498 sqft
Finished Basement	498 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,203 sqft (0.188 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	250157
Street Address	7905 MONARCH ST
City	WHITE PLAINS
State	MD
Zip	20695-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	L-1 B-C SEC-1 PLT-8 KINGSVIEW SUB DIV
Legal Subdivision	KINGSVIEW SUB DIV
Legal Block	C
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2005
Census Tract	850712

Owner

Source: Charles County records · APN 06-250157

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14203 LUSBY RIDGE RD, ACCOKEEK, MD 20607-3719
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jun 16, 1998 · Amount on Record
Deed Document Number	2026
Deed Book / Page	14008 / 492
Record Updated	Jun 08, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 27, 2026
Property Address	7905 MONARCH ST, WHITE PLAINS, MD 20695-3449
Document Number	0140080492
Book / Page	14008 / 492
Map Reference	MB DGB 47 PG 135
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7905 MONARCH ST, WHITE PLAINS, MD 20695-3449

Mortgage

Document Number	0014008500
Date	Mar 27, 2026
Instrument	14008/500

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jul 01, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year T-Bill
Margin	2
Max Rate	5.99%

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,469.00 (+153.8%)	$419,500 (+20.42%) Land $115,100 Building $304,400	$419,500 (-) Land $115,100 Building $304,400
2023	$4,913.00	$348,367	$419,500 Land $115,100 Building $304,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178507122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2008–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 119 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.