7905 Lowry Ter, La Jolla, CA 92037 Property Records

San Diego County property record for 7905 Lowry Ter, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,514 sqft · built 1954
Lot Size0.254 acres (11,058 sqft)
OwnerCompany Name on Record
Last Sale$2,800,000 (Jun 2019)
Tax Bill$39,638 (2025)
Deeds & MortgagesJun 2023 Transfer
Dec 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN346-492-04-00

Property Details

APN / Parcel Number

Primary APN346-492-04-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,514 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Lot Area11,058 sqft (0.254 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7905 LOWRY TER
CityLA JOLLA
StateCA
Zip92037-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLJSPD-SF
Legal DescriptionLOT 15 TR 003037
Legal SubdivisionLA JOLLA VISTA
Legal Tract003037
Legal Block4
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4034
Census Tract8312

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3605 S TOWN CENTER DR, A, LAS VEGAS, NV 89135-3062
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Intrafamily Transfer, Transfer
Dec 6, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
PILOT GROVE MANAGEMENT LLC
Sep 27, 2019Deed of Trust, Mortgage · ARM
UBS BANK USA
Jun 20, 2019Affidavit of Death, Transfer
LAWYERS TITLE-SD
Jun 20, 2019Grant Deed, Transfer
LAWYERS TITLE-SD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Prior SaleApr 14, 1998 · Amount on Record
Deed Document Number2019241164
Prior Transfer DateFeb 23, 1995
Prior Transfer Doc0000089328
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2023
Property Address7905 LOWRY TER, LA JOLLA, CA 92037-3329
Document Number0000164561
Map ReferenceMAP 3037
Instrument DateJun 1, 2023
Instrument2023-0164561
Transaction TypeTransfer
Record UpdatedJul 5, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 S TOWN CENTER DR STE A, A, LAS VEGAS, NV 89135-3062

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7905 LOWRY TER, LA JOLLA, CA 92037-3329
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 S TOWN CENTER DR A, A, LAS VEGAS, NV 89135-3062

Mortgage

Document Number0000458956
DateDec 6, 2022
Instrument2022-0458956
Lender
NamePILOT GROVE MANAGEMENT LLC
TypeNon-Lending Institution
AddressLAS VEGAS, NV 89135
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7905 LOWRY TER, LA JOLLA, CA 92037-3329
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000430214
DateSep 27, 2019
Instrument2019-0430214
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateOct 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

June 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateJun 20, 2019
Property Address7905 LOWRY TER, LA JOLLA, CA 92037-3329
Document Number0000242820
Instrument DateJun 6, 2019
Instrument242820
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyLAWYERS TITLE-SD

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7905 LOWRY TER LA JOLLA CA 920373329, LA JOLLA, CA 92037-3329

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 20, 2019
Property Address7905 LOWRY TER, LA JOLLA, CA 92037-3329
Document Number0000241164
Instrument DateJun 4, 2019
Instrument241164
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyLAWYERS TITLE-SD

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3605 S TOWN CENTER DR #A LAS VEGAS NV 891353062, A, LAS VEGAS, NV 89135-3062

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,185,915 (+2%) Land $2,901,462 Building $284,453
2025$39,638.00 (+5.31%)$3,123,447 (+4.04%) Land $2,844,571 Building $278,876
2024$37,640.00 (+2.25%)
2023$36,812.00 (+2.73%)$3,002,162 (+2%) Land $2,734,114 Building $268,048
2022$35,833.00$2,943,297 Land $2,680,504 Building $262,793

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims24 (1978–2026)
Claims Outside the SFHA21 of 24
Most Recent ClaimFeb 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, High Tides & Flooding, Jan 1988 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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