Sebastian County property record for 7905 Hermitage Dr, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,032 sqft |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $983 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11605-0119-00000-00 |
| Primary APN | 11605-0119-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 1,032 sqft |
| Flooring | Carpet |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 157 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 84671 |
|---|---|
| Street Address | 7905 HERMITAGE DR |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 119 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 09 |
| Legal Subdivision | COLONY PLACE |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1309 |
7905 Hermitage Dr is owned and occupied by two individuals who acquired it in August 2026.
Source: Sebastian County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7905 HERMITAGE DR, FORT SMITH, AR 72908-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Quit Claim Deed, Transfer · VA Mortgage LOWER LLC |
| Oct 16, 2023 | Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP |
| Oct 14, 2020 | Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 |
| Deed Sale | Aug 27, 2026 |
| Prior Sale | Oct 14, 2020 · Amount on File |
| Deed Document Number | 202617096 |
| Prior Transfer Date | Aug 21, 2026 |
| Prior Transfer Doc | 0000017096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Aug 27, 2026 |
| Property Address | 7905 HERMITAGE DR, FORT SMITH, AR 72908-8117 |
| Document Number | 0000017096 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202617096 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | SETTLEMENT SERVICES, SUMMIT SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7905 HERMITAGE DR, FORT SMITH, AR 72908-8117 |
| Document Number | 0000017097, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202617097 |
| Name | LOWER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 7905 HERMITAGE DR, FORT SMITH, AR 72908-8117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023F20628 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023F-20628 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Oct 14, 2020 |
| Property Address | 7905 HERMITAGE DR, FORT SMITH, AR 72908-8117 |
| Document Number | 2020F25042 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020F-25042 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2408 SHADOW LAKE DR, 2408, GREENWOOD, AR 72936-6140 |
| Name | Verified Name |
|---|---|
| Address | 7905 HERMITAGE DR, FORT SMITH, AR 72908-8117 |
| Document Number | 2020F25043 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020F-25043 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 7905 Hermitage Dr was $983 with a homeowner's exemption.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983.00 Homeowner's exemption | $25,275 (-) Land $4,200 Building $21,075 | $126,375 (-) Land $21,000 Building $105,375 |
| 2025 | $983.00 Homeowner's exemption | $25,275 Land $4,200 Building $21,075 | $126,375 Land $21,000 Building $105,375 |
| 2023 | $511.00 Homeowner's exemption | $16,130 Land $4,200 Building $11,930 | $80,650 Land $21,000 Building $59,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7905 Hermitage Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7905 Hermitage Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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