St. Tammany Parish property record for 79045 Ryan Rd, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,302 sqft · built 2009 |
| Lot Size | 6.52 acres (284,011 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2010 Mortgage |
| APN | 135-807-4886 |
| Primary APN | 135-807-4886 |
|---|---|
| Alternative APN |
|
| Building Area | 2,302 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Lot Area | 284,011 sqft (6.52 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 135-807-4886 |
|---|---|
| Street Address | 79045 RYAN RD |
| City | COVINGTON |
| State | LA |
| Zip | 70435-7984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 29 5 11 & SERVITUDE 6.52 ACS |
| Legal Range | 11 |
| Legal Township | 05 |
| Legal Section | 29 |
| Legal Subdivision | RYAN RD |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40205 |
Source: St. Tammany Parish records · APN 135-807-4886
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 79045 RYAN RD, COVINGTON, LA 70435-7984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME BANK NA |
| Jan 12, 2010 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 1615061 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 79045 RYAN RD, COVINGTON, LA 70435-7984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002251481 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2251481 |
| Name | HOME BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 79045 RYAN RD, COVINGTON, LA 70435-7984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF LOUISIANA |
| Name | Verified Name |
|---|
| Document Number | 0001755123 |
|---|---|
| Date | Jan 12, 2010 |
| Instrument | 1755123 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2040 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 (-3.69%) Homeowner's exemption | $29,056 (-) Land $1,659 Building $27,397 | $290,555 (-) Land $16,585 Building $273,970 |
| 2024 | $2,599.00 (+25.92%) Homeowner's exemption | $29,056 (+24.7%) Land $1,659 Building $27,397 | $290,555 (+24.7%) Land $16,585 Building $273,970 |
| 2023 | $2,064.00 Homeowner's exemption | $23,300 (-) Land $1,685 Building $21,615 | $233,000 (-) Land $16,850 Building $216,150 |
| 2022 | $2,064.00 Homeowner's exemption | $23,300 Land $1,685 Building $21,615 | $233,000 Land $16,850 Building $216,150 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 169 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 in force 104 of 169 on primary residences |
| Nearby Flood Claims | 50 (2015–2021) |
| Claims Outside the SFHA | 13 of 50 |
| Most Recent Claim | Aug 2021, rainfall accumulation, Hurricane Ida |
| Flood Events |
|
| Wildfire Risk | Moderate above 64% of the US · above 86% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 417 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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