Carteret County property record for 7904 Ocean Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1969 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jan 2023) |
| Tax Bill | $3,377 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5393.05.17.7950000 |
| Primary APN | 5393.05.17.7950000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Heated Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 756 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 37543 |
|---|---|
| Street Address | 7904 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 OCEAN FOREST |
| Legal Subdivision | OCEAN FOREST S/D |
| Legal Block | 17 |
| Legal Lot Number | 10 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970903 |
7904 Ocean Dr is owned and occupied by two individuals who bought it in January 2023.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7904 OCEAN DR, EMERALD ISLE, NC 28594-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Deed Document Number | 20231789195 |
| Deed Book / Page | 1789 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 13, 2023 |
| Property Address | 7904 OCEAN DR, EMERALD ISLE, NC 28594-2837 |
| Document Number | 0017890195 |
| Book / Page | 1789 / 195 |
| Map Reference | MB 6 PG 3 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 1789195 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 594, STANTONSBURG, NC 27883-0594 |
| Name | Verified Name |
|---|---|
| Address | 200 LINCOLN CT, RALEIGH, NC 27610-2639 |
| Document Number | 0001789196 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 1789-196 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 7904 Ocean Dr was $3,377.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $892,161 (-) Land $544,080 Building $348,081 | $892,161 (-) Land $544,080 Building $348,081 | |
| 2025 | $3,377.00 | $892,161 Land $544,080 Building $348,081 | $892,161 Land $544,080 Building $348,081 |
| 2023 | $457,991 Land $226,204 Building $231,787 | $457,991 Land $226,204 Building $231,787 | |
| 2022 | $2,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7904 Ocean Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7904 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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