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7903 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 7903 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,786 sqft · built 1940
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$161,000 (Jul 2019)
Tax Bill$3,671 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN82-10-063-07-020

Property Details

APN / Parcel Number

Primary APN82-10-063-07-020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,786 sqft Living Area
1st Floor Area1,055 sqft
Basement Area1,055 sqft
Unfinished Basement1,055 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Exterior MaterialBrick
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions111 ft deep x 36 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7903 TERNES ST
CityDEARBORN
StateMI
Zip48126-1599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 332 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB
Legal SubdivisionROBERT OAKMANS LAND COS WARREN GROVE
Legal Lot Number332
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group5
Census Block5002
Census Tract573800

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7903 TERNES ST, DEARBORN, MI 48126-1599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Warranty Deed, Transfer · FHA Mortgage
LAKE MI CU
Jan 16, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleJun 29, 2012 · Amount on Record
Deed Document Number2019230399
Deed Book / Page55189 / 624
Prior Transfer DateDec 5, 2017
Prior Transfer Doc0548190013
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJul 31, 2019
Property Address7903 TERNES ST, DEARBORN, MI 48126-1599
Document Number0551890624
Book / Page055189 / 000624
Instrument DateJul 19, 2019
Instrument230399
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,384.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3322 ROULO ST DEARBORN MI 481201453, DEARBORN, MI 48120-1453

Mortgage

Document Number552140855
DateJul 31, 2019
Book Page055214/000855
Instrument240374
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateJan 16, 2019
Property Address7903 TERNES ST, DEARBORN, MI 48126-1599
Document Number0548190013
Book / Page054819 / 000013
Instrument DateDec 5, 2017
Instrument12769
Transaction TypeTransfer
Record UpdatedFeb 22, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7903 TERNES ST DEARBORN MI 481261599, DEARBORN, MI 48126-1599

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,671.00 (+10.01%) Homeowner's exemption$113,700 (+37.65%)$227,400 (+37.65%)
2023$82,600$165,200
2019$3,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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