7903 River Run Ct, Frederick, MD 21701 Property Records

Frederick County property record for 7903 River Run Ct, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,615 sqft · built 1986
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jan 2009)
Tax Bill	$3,698 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-551940`

Property Details

APN / Parcel Number

Primary APN	`28-551940`
Alternative APN	`551940`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,265 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	551940
Street Address	7903 RIVER RUN CT
City	FREDERICK
State	MD
Zip	21701-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 22 SEC 1 PLAT 1 10800 SQ FT RIVER RUN CT WATERSIDE
Legal Subdivision	RIVER RUN
Legal Lot Number	22
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4000
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7903 RIVER RUN CT, FREDERICK, MD 21701-3253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Nov 27, 2017	Grant Deed, Transfer · FHA Mortgage DIRECT MTG LN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2009 · Amount on Record
Deed Sale	Jan 30, 2009 · Amount on Record
Prior Sale	Oct 9, 2003 · Amount on Record
Deed Document Number	200990404
Deed Book / Page	7166 / 222
Last Transfer Date	Oct 15, 2021
Transfer Doc	0154430183
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7903 RIVER RUN CT, FREDERICK, MD 21701-3253
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161720239
Date	Oct 11, 2022
Book Page	16172/239

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 28, 2021
Property Address	7903 RIVER RUN CT, FREDERICK, MD 21701-3253
Document Number	0154430183
Book / Page	15443 / 183
Map Reference	MB 30 PG 89
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7903 RIVER RUN CT, FREDERICK, MD 21701-3253

Mortgage

Document Number	15443186
Date	Oct 28, 2021
Instrument	15443/186

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7903 RIVER RUN CT, FREDERICK, MD 21701-3253
Document Number	0135560302
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7903 RIVER RUN CT FREDERICK MD 217013253, FREDERICK, MD 21701-3253

Mortgage

Document Number	0135560302
Date	Feb 28, 2020
Book Page	013556/000302

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 27, 2030

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 27, 2017
Property Address	7903 RIVER RUN CT, FREDERICK, MD 21701-3253
Document Number	0121490212
Book / Page	012149 / 000212
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7912 RIVER RUN CT FREDERICK MD 217013252, FREDERICK, MD 21701-3252
Investor	Possibly a Property Investor

Mortgage

Document Number	121490218
Date	Nov 27, 2017
Book Page	012149/000218

Lender

Name	DIRECT MTG LN
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,200 (+9.8%) Land $97,200 Building $215,000	$312,200 (-) Land $97,200 Building $215,000
2024	$3,698.00 (+8.26%)
2023	$3,416.00 Homeowner's exemption	$284,333	$312,200 Land $97,200 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERSIDE serves 1,509 people · EPA ID MD0100029
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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