7903 N Graycoat Ct, Spokane, WA 99208 Property Records

Spokane County property record for 7903 N Graycoat Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 1979
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2026)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36204.0911`

Property Details

APN / Parcel Number

Primary APN	`36204.0911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,065 sqft
1st Floor Area	1,054 sqft
Basement Area	552 sqft
Finished Basement	400 sqft
Unfinished Basement	152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	15 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	288 sqft
Canopy	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7903 N GRAYCOAT CT
City	SPOKANE
State	WA
Zip	99208-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SHILOH HILLS SECOND ADD L11 B13
Legal Range	43E
Legal Township	26N
Legal Section	20
Legal Subdivision	SHILOH HILLS SECOND ADD
Legal Block	13
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1022
Census Tract	11102

Owner

7903 N Graycoat Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer · FHA Mortgage PORTAGE BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	20267466335
Prior Transfer Date	Aug 31, 2011
Prior Transfer Doc	0006025545
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 26, 2026
Property Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637
Document Number	0007466335
Map Reference	VOL 14 PG 40
Instrument Date	Jan 20, 2026
Instrument	7466335
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	PRIORITY TITLE WEST LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637

Mortgage

Document Number	0007466336
Date	Jan 26, 2026
Instrument	7466336

Lender

Name	PORTAGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0007466337
Date	Jan 26, 2026
Instrument	7466337

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006988723
Date	Oct 30, 2020
Instrument	6988723

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006846435
Date	Sep 26, 2019
Instrument	6846435

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 16, 2017
Property Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637
Document Number	0006649213
Map Reference	VOL14 PG40
Instrument Date	Oct 11, 2017
Instrument	6649213
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,404.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7903 N GRAYCOAT CT, SPOKANE, WA 99208-5637

Mortgage

Document Number	0006649214
Date	Oct 16, 2017
Instrument	6649214

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7903 N Graycoat Ct was $3,614, up 6.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (+6.2%)	$366,200 Land $95,000 Building $271,200	$366,200 Land $95,000 Building $271,200
2025	$3,403.00
2024		$338,200 (+21.13%) Land $70,000 Building $268,200	$338,200 (+21.13%) Land $70,000 Building $268,200
2023	$3,035.00 (+1.07%)	$279,200 Land $50,000 Building $229,200	$279,200 Land $50,000 Building $229,200
2022	$3,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7903 N Graycoat Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7903 N Graycoat Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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