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7903 Cooper Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 7903 Cooper Rd, Cincinnati, OH 45242

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,493 sqft · built 2000
Lot Size0.019 acres (871 sqft)
OwnerTrust Name on File
Last Sale$412,000 (Apr 2003)
Tax Bill$10,118 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN603-0004-0052-00

Property Details

APN / Parcel Number

Primary APN603-0004-0052-00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,493 sqft Living Area
1st Floor Area1,389 sqft
2nd Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area871 sqft (0.019 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area184 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7903 COOPER RD
CityCINCINNATI
StateOH
Zip45242-7330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOPER AV 0.02037 AC PT LOT 9 N TERWILLIGERS SUB
Legal SubdivisionN TERWILLIGERS SUB
Legal Lot Number9
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1010
Census Tract24402

Owner

7903 Cooper Rd is owner-occupied and held in a trust since August 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordTrust Name on File
Mailing Address7903 COOPER RD, CINCINNATI, OH 45242-7330
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Aug 11, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jan 17, 2020Deed of Trust, Mortgage · Line of Credit
KEMBA CU
Jan 13, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2003 · Amount on File
Deed SaleApr 28, 2003 · Amount on File
Prior SaleJan 13, 2020
Deed Document Number0092486023
Last Transfer DateAug 11, 2020
Transfer Doc0000079787
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7903 COOPER RD, CINCINNATI, OH 45242-7330
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7903 COOPER RD, CINCINNATI, OH 45242-7330

Mortgage

Document Number0000121952
DateNov 19, 2020
Book Page14299/1047
Instrument2020-0121952
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueNov 1, 2030

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 11, 2020
Property Address7903 COOPER RD, CINCINNATI, OH 45242-7330
Document Number0000079787
Book / Page014229 / 002662
Instrument DateAug 6, 2020
Instrument79787
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,260.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7903 COOPER RD CINCINNATI OH 452427330, CINCINNATI, OH 45242-7330

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7903 COOPER RD, CINCINNATI, OH 45242-7330
Document Number0000008069
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7903 COOPER RD CINCINNATI OH 452427330, CINCINNATI, OH 45242-7330

Mortgage

Document Number0000008069
DateJan 23, 2020
Book Page014089/002313
Instrument8069
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 22, 2035
Interest
Rate TypeAdjustable Rate

January 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHAMILTON OH
Recording DateJan 13, 2020
Property Address7903 COOPER RD, CINCINNATI, OH 45242-7330
Document Number0000003834
Book / Page014082 / 001413
Instrument DateJan 13, 2020
Instrument3834
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7903 COOPER RD CINCINNATI OH 452427330, CINCINNATI, OH 45242-7330

Tax Assessment & Valuation

The 2025 property tax bill for 7903 Cooper Rd was $10,118, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,118.00 (+2.38%)$197,750 (-) Land $43,505 Building $154,245
2024$9,883.00 (-0.56%)$197,750 (-) Land $43,505 Building $154,245
2023$9,939.00 (-1.83%)$197,750 (+17.7%) Land $43,505 Building $154,245$565,000 Land $124,300 Building $440,700
2022$10,124.00 Homeowner's exemption$168,011 Land $43,505 Building $124,506
2020$480,030 Land $124,300 Building $355,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7903 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7903 Cooper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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