7902 Montero Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7902 Montero Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,402 sqft · built 1984
Lot Size	0.332 acres (14,505 sqft)
Owner	2 Owner Names on File
Tax Bill	$4,922 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21162703730000`

Property Details

APN / Parcel Number

Primary APN	`21162703730000`
Alternative APNs	`162703730000` `00001366`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,402 sqft Finished Area
Basement Area	1,189 sqft
Finished Basement	1,100 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,505 sqft (0.332 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001366
Street Address	7902 MONTERO DR
City	PROSPECT
State	KY
Zip	40059-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	TRACT II MINOR PLAT DB 5405 X 271, 0.333 AC +/-
Legal Subdivision	II
Legal Tract	2
Legal Lot Number	373
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1004
Census Tract	10312

Owner

The current owner of 7902 Montero Dr acquired it in February 2011.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	7902 MONTERO DR, PROSPECT, KY 40059-8700
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 22, 2011
Transfer Doc	0096860428
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7902 MONTERO DR, PROSPECT, KY 40059-8700
Document Number	0166780168
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	TURN KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7902 MONTERO DR PROSPECT KY 400598700, PROSPECT, KY 40059-8700

Mortgage

Document Number	0166780168
Date	Jul 21, 2020
Book Page	016678/000168
Instrument	141542

Lender

Name	PARK CMNTY CU
Address	LOUISVILLE, KY 40299

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7902 Montero Dr was $4,922.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,922.00	$441,100 Land $81,600 Building $359,500
2024			$441,100 (-) Land $81,600 Building $359,500
2023	$5,107.00 (-0.35%)	$441,100 (-) Land $81,600 Building $359,500	$441,100 (-) Land $81,600 Building $359,500
2022	$5,125.00	$441,100 Land $81,600 Building $359,500	$441,100 Land $81,600 Building $359,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7902 Montero Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7902 Montero Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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