7901 Grand Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 7901 Grand Ave, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 892 sqft · built 1956
Lot Size	0.119 acres (5,223 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Aug 2021)
Tax Bill	$2,718 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3510-07105`

Property Details

APN / Parcel Number

Primary APN	`010-3510-07105`
Alternative APN	`1115190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	892 sqft Gross Area
1st Floor Area	892 sqft
Basement Area	280 sqft
Finished Basement	280 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	5,223 sqft (0.119 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1115190
Street Address	7901 GRAND AVE
City	DULUTH
State	MN
Zip	55807-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EX WLY 17 FT AND ALL OF LOTS 7 AND8 EX S 10 FT FOR HWY NO 23 SERIAL #
Legal Subdivision	NORTONS FAIRMOUNT PARK DIV OF
Legal Block	28
Legal Lot Number	6-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1027
Census Tract	3600

Owner

7901 Grand Ave is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7901 GRAND AVE, DULUTH, MN 55807-2173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Jan 9, 2002 · Amount on File
Deed Document Number	20211045349
Prior Transfer Date	Oct 20, 1999
Prior Transfer Doc	0000714753
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7901 GRAND AVE, DULUTH, MN 55807-2173
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 W 3RD ST, DULUTH, MN 55806-2118

Mortgage

Document Number	0001099901
Date	Mar 25, 2026
Instrument	1099901

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7901 GRAND AVE, DULUTH, MN 55807-2173
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 GRAND AVE, DULUTH, MN 55807-2173

Mortgage

Document Number	0001099900
Date	Mar 25, 2026
Instrument	1099900

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 20, 2036

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2021
Property Address	7901 GRAND AVE, DULUTH, MN 55807-2173
Document Number	0001045349
Instrument Date	Aug 11, 2021
Instrument	1045349
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 GRAND AVE, DULUTH, MN 55807-2173

Mortgage

Document Number	0001045350
Date	Aug 16, 2021
Instrument	1045350

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7901 Grand Ave was $2,718 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,718.00 (+8.03%) Homeowner's exemption
2025	$2,516.00 (-0.71%) Homeowner's exemption	$245,800 (+18.57%) Land $13,200 Building $232,600	$245,800 (+18.57%) Land $13,200 Building $232,600
2024	$2,534.00	$207,300 Land $12,200 Building $195,100	$207,300 Land $12,200 Building $195,100
2022		$190,300 Land $13,900 Building $176,400	$190,300 Land $13,900 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7901 Grand Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7901 Grand Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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