7901 Cart Rd, Richmond, IN 47374 Property Records

Wayne County property record for 7901 Cart Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$410,637 (Jul 2023)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-00262-14`

Property Details

APN / Parcel Number

Primary APN	`007-00262-14`
Alternative APNs	`89-14-27-000-102.014-011` `142700010214007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,204 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142700010214007
Street Address	7901 CART RD
City	RICHMOND
State	IN
Zip	47374-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 2 CART ROAD NORTH SUB DIV SEC II
Legal Subdivision	CART ROAD NORTH SUB
Legal Lot Number	2
Jurisdiction	WAYNE IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1031
Census Tract	10200

Owner

7901 Cart Rd is owned and occupied by an individual who bought it in July 2023.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	7901 CART RD, RICHMOND, IN 47374-9226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 13, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Deed Document Number	20235227
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 13, 2023
Property Address	7901 CART RD, RICHMOND, IN 47374-9226
Document Number	2023005227
Instrument Date	Jul 12, 2023
Instrument	2023005227
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2023005228
Date	Jul 13, 2023
Instrument	2023005228

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7901 CART RD, RICHMOND, IN 47374-9226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000370
Date	Jan 13, 2017
Instrument	2017000370

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	421 Months
Due	Feb 5, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7901 Cart Rd was $2,705, up 4.1% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Franklin Township
Unified School District	Northeastern Wayne Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00 (+4.12%)	$291,800 Land $26,100 Building $265,700	$291,800 Land $26,100 Building $265,700
2024	$2,598.00
2023		$192,400 (-1.69%) Land $20,700 Building $171,700	$192,400 (-1.69%) Land $20,700 Building $171,700
2022	$2,253.00 (+4.84%) Homeowner's exemption	$195,700 Land $20,700 Building $175,000	$195,700 Land $20,700 Building $175,000
2021	$2,149.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7901 Cart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7901 Cart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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