7901 Belgaro Rd, Laurel, MD 20723 Property Records

Howard County property record for 7901 Belgaro Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,528 sqft · built 1961
Lot Size	0.605 acres (26,353 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2007)
Tax Bill	$8,157 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-420222`

Property Details

APN / Parcel Number

Primary APN	`06-420222`
Alternative APNs	`6420222` `420222`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,528 sqft Total Area
Basement Area	352 sqft
Finished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,353 sqft (0.605 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	150 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	420222
Street Address	7901 BELGARO RD
City	LAUREL
State	MD
Zip	20723-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 1 26,353 SQ' 7901 BELGARO RD HAMMOND PARK S6
Legal Subdivision	HAMMOND PARK SEC 06
Legal Block	B
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2008
Census Tract	606808

Owner

7901 Belgaro Rd is owned and occupied by two individuals who bought it in June 2007.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7901 BELGARO RD, LAUREL, MD 20723-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2007 · Amount on File
Deed Sale	Jun 29, 2007 · Amount on File
Prior Sale	Nov 13, 2003 · Amount on File
Deed Document Number	200779464
Deed Book / Page	10769 / 131
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7901 BELGARO RD, LAUREL, MD 20723-1108
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190400479
Date	Nov 27, 2019
Book Page	19040/479

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7901 Belgaro Rd was $8,157 with a homeowner's exemption, up 3.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,157.00 (+3.92%) Homeowner's exemption	$522,967 (+3.89%)	$562,100 (+11.66%) Land $302,600 Building $259,500
2025	$7,849.00 Homeowner's exemption	$503,400 Land $252,600 Building $250,800	$503,400 Land $252,600 Building $250,800
2023		$468,333	$503,400 Land $252,600 Building $250,800
2022	$5,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7901 Belgaro Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7901 Belgaro Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20