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7900 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 7900 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,414 sqft · built 1947
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Aug 2021)
Tax Bill$2,513 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN402325251004

Property Details

APN / Parcel Number

Primary APN402325251004
Alternative APNs
  • 00963560000008
  • 10004622741

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
Gross Area1,853 sqft
1st Floor Area1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area253 sqft
DrivewayDriveway
Driveway Area130 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Screened Porch
Porch Area186 sqft
Loading Dock160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00963560000008
Street Address7900 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionRIVERSIDE PARK BLK G LTS 65 66 DC629/1553 669/726 DC710/1566 710/1567 797/311-312 926/1991-1992 936/310 1223/710 1339/461 1406/1231 2297/1299 FJ2918/907 PR06-1651-TAG 3041/925 AFF3047/1814 3095/1962 3095/1963 3696/1333 3981/1373 L/E4521
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionRIVERSIDE PARK
Legal TractRIP
Legal BlockG
Legal Lot Number65
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2002
Census Tract10200

Owner

Source: Charlotte County records · APN 402325251004

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7900 RIVERSIDE DR, PUNTA GORDA, FL 33982-1449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Warranty Deed, Transfer · FHA Mortgage
GENEVA FINANCIAL LLC
Dec 30, 2019Quit Claim Deed, Transfer
GEORGE & PAMELA L HOWARD
Mar 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUMMERLAND FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2021 · Amount on Record
Deed SaleAug 16, 2021 · Amount on Record
Prior SaleOct 02, 2012 · Amount on Record
Deed Document Number20212985240
Deed Book / Page4823 / 1800
Prior Transfer DateDec 19, 2019
Prior Transfer Doc0045211813
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 16, 2021
Property Address7900 RIVERSIDE DR, PUNTA GORDA, FL 33982-1449
Document Number0048231800
Book / Page4823 / 1800
Map ReferenceMB 1 PG 94
Instrument DateAug 13, 2021
Instrument2985240
Transaction TypeTransfer
Record UpdatedSep 06, 2021
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7902 RIVERSIDE DR, 7902, PUNTA GORDA, FL 33982-1449

Transferred To (Grantee/Buyer)

NameVerified Name
Address7900 RIVERSIDE DR, PUNTA GORDA, FL 33982

Mortgage

Document Number48231803
DateAug 16, 2021
Instrument4823/1803
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateDec 30, 2019
Property Address7900 RIVERSIDE DR, PUNTA GORDA, FL 33982-1449
Document Number0045211813
Book / Page004521 / 001813
Instrument DateDec 19, 2019
Instrument2772925
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2713 LOCHMORE DR RALEIGH NC 276081423, RALEIGH, NC 27608-1423

Mortgage

Document Number45211808
DateDec 30, 2019
Book Page004521/001808
Instrument2772924
Lender
NameGEORGE & PAMELA L HOWARD
Address2713 LOCHMORE DR, RALEIGH, NC 27608-1423
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term360 Months
DueDec 29, 2049
Interest
Rate4.75%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address7900 RIVERSIDE DR, PUNTA GORDA, FL 33982-1449
Document Number0041830658
Book / Page004183 / 000658
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedJul 21, 2017
Title CompanyAMERICAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7900 RIVERSIDE DR PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982

Mortgage

Document Number0041830658
DateApr 03, 2017
Book Page004183/000658
Instrument2512102
Lender
NameSUMMERLAND FUNDING LLC
Address330 S PINEAPPLE AVE # 106, SARASOTA, FL 34236-7020
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,513.00 (-48.56%) Homeowner's exemption$206,598 (-25.87%) Land $51,612 Building $154,986$206,598 (-1.29%) Land $51,612 Building $154,986
2024$4,885.00 (-2.01%)
2023$4,985.00 (+10.04%)$278,704 (+1%)$209,305 (-17.39%) Land $60,720 Building $148,585
2022$4,530.00$253,367 Land $50,830 Building $202,537$253,367 Land $50,830 Building $202,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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