790 W 6th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 790 W 6th St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1971
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Nov 2016)
Tax Bill	$8,485 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`799-26-024`

Property Details

APN / Parcel Number

Primary APN	`799-26-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	790 W 6TH ST
City	GILROY
State	CA
Zip	95020-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4466 LOMA ORCHARD BOOK 235 PAGE 56 LOT 8
Legal Subdivision	LOMA ORCHARD
Legal Tract	4466
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	512512

Owner

790 W 6th St is owned and occupied by an individual who bought it in November 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	790 W 6TH ST, GILROY, CA 95020-6015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · ARM COMMERCE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on File
Deed Sale	Nov 29, 2016 · Amount on File
Deed Document Number	201623512170
Prior Transfer Date	Oct 16, 1998
Prior Transfer Doc	0014468233
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	790 W 6TH ST, GILROY, CA 95020-6015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024221812
Date	Jul 10, 2019
Instrument	24221812

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	5.8%
Max Rate At Change	7.8%
Index	1-Year LIBOR
Margin	4
Max Rate	10.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	790 W 6TH ST, GILROY, CA 95020-6015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 W 6TH ST, GILROY, CA 95020-6015

Mortgage

Document Number	0024680456
Date	Oct 30, 2020
Instrument	24680456

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 790 W 6th St was $8,485.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,432 (+2%) Land $284,107 Building $414,325
2025	$8,485.00	$684,738 Land $278,537 Building $406,201
2023	$8,303.00 (+1.67%)	$658,151 Land $267,722 Building $390,429
2022	$8,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 790 W 6th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 790 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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