790 Thomas Ln, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 790 Thomas Ln, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (Jun 2018)
Tax Bill	$12,663 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171-160-050`

Property Details

APN / Parcel Number

Primary APN	`171-160-050`
Alternative APN	`171-160-050-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,441 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	559 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	790 THOMAS LN
City	WALNUT CREEK
State	CA
Zip	94597-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95 PM 48 POR PCL D
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3009
Census Tract	340001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	790 THOMAS LN, WALNUT CREEK, CA 94597-2566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 26, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Jun 20, 2018	Grant Deed, Transfer · Conventional Mortgage CODEX LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jan 6, 2012 · Amount on Record
Deed Document Number	201897729
Prior Transfer Date	Apr 19, 2012
Prior Transfer Doc	0000090971
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	790 THOMAS LN, WALNUT CREEK, CA 94597-2566
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 THOMAS LN, WALNUT CREEK, CA 94597-2566

Mortgage

Document Number	0000300755
Date	Oct 27, 2021
Instrument	2021-300755

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	790 THOMAS LN, WALNUT CREEK, CA 94597-2566
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059158
Date	Apr 26, 2019
Instrument	2019-059158

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 20, 2018
Property Address	790 THOMAS LN, WALNUT CREEK, CA 94597-2566
Document Number	0000097729
Instrument Date	Jun 5, 2018
Instrument	97729
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	790 THOMAS LN WALNUT CREEK CA 945972566, WALNUT CREEK, CA 94597-2566

Mortgage

Document Number	97730
Date	Jun 20, 2018
Instrument	97730

Lender

Name	CODEX LNDG
Address	CAMPBELL, CA 95008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,096,746 (+2%) Land $812,407 Building $284,339
2025	$12,663.00 (+4.05%) Homeowner's exemption	$1,075,242 (+4.04%) Land $796,478 Building $278,764
2023	$12,170.00 (+0.89%) Homeowner's exemption	$1,033,491 Land $765,550 Building $267,941
2022	$12,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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