Elko County property record for 790 Silver St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 156 sqft · built 1928 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $957 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-355-004 |
| Primary APN | 001-355-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 156 sqft Living Area |
| Gross Area | 1,425 sqft |
| Basement Area | 504 sqft |
| Year Built | Built 1928 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,229 sqft (0.142 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 790 SILVER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZC |
| Legal Description | ELKO CITY FILE 1, LOTS 1,2 AND THE E'LY HALF OF LOT 3 BLK Q |
| Legal Subdivision | CITY/ELKO |
| Legal Block | Q |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 951300 |
Source: Elko County records · APN 001-355-004
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 03, 2021 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit ELKO FCU |
| Nov 27, 2019 | Intrafamily Transfer, Transfer · VA Mortgage MAGNOLIA BANK |
| Nov 06, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 31, 2018 | Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 31, 2018 | Grant Deed, Transfer RELIANT TITLE-ELKO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2018 |
| Deed Sale | Jan 31, 2018 |
| Prior Sale | Jan 31, 2018 |
| Deed Document Number | 0000736637 |
| Last Transfer Date | Nov 27, 2019 |
| Transfer Doc | 0000762713 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000860565 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 860565 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000783269 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 783269 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000737477 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 737477 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 21, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 27, 2019 |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000762713 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 762713 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000762714 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 762714 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000748564 |
| Instrument Date | Nov 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 790 SILVER ST ELKO NV 898013836, ELKO, NV 89801-3836 |
| Document Number | 0000748564 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 748564 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 31, 2018 |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000736638 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 736638 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | RELIANT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 790 SILVER ST, 790, ELKO, NV 89801-3836 |
| Name | Verified Name |
|---|---|
| Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000736639 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 736639 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 30, 2017 |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000730060 |
| Instrument Date | Mar 28, 2016 |
| Instrument | 730060 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 SILVER ST ELKO NV 898013836, ELKO, NV 89801-3836 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 31, 2018 |
| Property Address | 790 SILVER ST, ELKO, NV 89801-3836 |
| Document Number | 0000736637 |
| Instrument Date | May 13, 2010 |
| Instrument | 736637 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2018 |
| Title Company | RELIANT TITLE-ELKO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 790 SILVER ST ELKO NV 898013836, ELKO, NV 89801-3836 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $957.00 (+14.75%) Veteran's exemption | $30,083 (+13.54%) Land $12,950 Building $17,133 | $85,951 (+13.54%) Land $37,000 Building $48,951 |
| 2023 | $834.00 (+22.65%) | $26,496 (+22.62%) Land $10,938 Building $15,558 | $75,702 (+22.62%) Land $31,251 Building $44,451 |
| 2022 | $680.00 | $21,608 Land $10,938 Building $10,670 | $61,737 Land $31,251 Building $30,486 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 9 (1995–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 77% of Nevada |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: JAB Wireless.
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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