790 Rappahannock Dr, White Stone, VA 22578 Property Records

Lancaster County property record for 790 Rappahannock Dr, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 872 sqft · built 1947
Lot Size0.447 acres (19,493 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jun 2024)
Tax Bill$6 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN34 120

Property Details

APN / Parcel Number

Primary APN34 120
Alternative APN
  • 10951

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area872 sqft Living Area
Gross Area2,343 sqft
1st Floor Area872 sqft
AtticAttic
Attic Area174 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1971
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,493 sqft (0.447 acres)

Exterior Amenities

PorchPorch
Deck Area478 sqft
Patio Area120 sqft
Storage Building150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number10951
Street Address790 RAPPAHANNOCK DR
CityWHITE STONE
StateVA
Zip22578-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWHITE STONE .4475 AC LR11/1062 P#0205
Legal SubdivisionWHITE STONE
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group1
Census Block1019
Census Tract30301

Owner

790 Rappahannock Dr is owned by an individual who bought it in June 2024.

Source: Lancaster County records, as of May 19, 2026

Owner of RecordIndividual Name on File
Mailing Address175 TABBS CHOICE RD, WHITE STONE, VA 22578-2723
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2024 · Amount on File
Deed SaleJun 12, 2024 · Amount on File
Prior SaleMay 23, 2011 · Amount on File
Deed Document Number20241062
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address790 RAPPAHANNOCK DR, WHITE STONE, VA 22578-2600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE OF LANCASTER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190001635
DateOct 10, 2019
Instrument190001635
Lender
NameVIRGINIA COMMONWEALTH BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term36 Months
DueOct 9, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 790 Rappahannock Dr was $6.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
MunicipalityWhite Stone Town
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6.00$110,600 Land $35,000 Building $75,600$110,600 Land $35,000 Building $75,600
2023$466.00$74,100 Land $35,000 Building $39,100$74,100 Land $35,000 Building $39,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 790 Rappahannock Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 individual policies
Nearby Flood Policies77 units insured
incl. 8 condo units
Nearby Flood Claims7 (2003–2024)
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 790 Rappahannock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE STONE
private · serves 825 people · EPA ID VA4103980
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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