790 Oakland Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 790 Oakland Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,349 sqft · built 2007
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$172,900 (Jan 2008)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`085630-1202`

Property Details

APN / Parcel Number

Primary APN	`085630-1202`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,349 sqft Living Area
1st Floor Area	696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	790 OAKLAND AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	3-73 PONCE DE LEON HGTS LOT 2 BLK 12 OR3030/89
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	12
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3006
Census Tract	20903

Owner

790 Oakland Ave is owned and occupied by two individuals who bought it in January 2008.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	790 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-3846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 1, 2019	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2008 · Amount on File
Deed Sale	Jan 9, 2008 · Amount on File
Deed Document Number	20081653
Deed Book / Page	3030 / 89
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	790 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-3846
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-3846

Mortgage

Document Number	0058470581
Date	Oct 26, 2023
Book Page	5847/581
Instrument	2023084415

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Dec 1, 2049

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	790 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-3846
Document Number	0048581173
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	790 OAKLAND AVE ST AUGUSTINE FL 320843846, ST AUGUSTINE, FL 32084-3846

Mortgage

Document Number	0048581173
Date	Dec 31, 2019
Book Page	004858/001173
Instrument	97928

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 790 Oakland Ave was $1,381 with a homeowner's exemption, up 17.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,369 (+2.7%)	$204,908 (+4.37%) Land $34,125 Building $170,783
2025	$1,381.00 (+17.13%) Homeowner's exemption	$116,231 (+2.9%)	$196,333 (+7.11%) Land $37,500 Building $158,833
2024	$1,179.00 (+2.52%) Homeowner's exemption	$112,955 (+3%)	$183,295 (+0.46%) Land $36,250 Building $147,045
2023	$1,150.00 (+4.64%) Homeowner's exemption	$109,665 (+3%)	$182,447 (-3.75%) Land $33,750 Building $148,697
2022	$1,099.00 Homeowner's exemption	$106,471	$189,565 Land $21,840 Building $167,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 790 Oakland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 790 Oakland Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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