Kent County property record for 790 Oak Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1957 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Aug 2023) |
| Tax Bill | $1,312 (2023) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2-05-085.08-01-26.00-000 |
| Primary APN | 2-05-085.08-01-26.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 81 ft deep x 311 ft wide |
| Garage Type | Finished |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 258 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 10796 |
|---|---|
| Old Parcel Number | ED05085.080126.00/000 |
| Street Address | 790 OAK DR |
| City | DOVER |
| State | DE |
| Zip | 19904-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | HOLLY TERRACE DEV., LOT #1 790 OAK DRIVE |
| Legal Subdivision | HOLLY TERRACE |
| Legal Lot Number | 1 790 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41500 |
Source: Kent County records · APN 2-05-085.08-01-26.00-000
Assessment roll updated February 15, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Dec 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FUNDING INC |
| Nov 16, 2020 | Deed, Transfer · Stand-Alone Second Mortgage DELAWARE STATE HOUSING AUTHORITY |
| Nov 05, 2018 | Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Nov 16, 2020 · Amount on Record |
| Deed Document Number | 2023-480123 |
| Deed Book / Page | 12646 / 268 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 29, 2023 |
| Property Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Document Number | 0000480123 |
| Book / Page | 12646 / 268 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023-480123 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1475 S GOVERNORS AVE, DOVER, DE 19904-7017 |
| Name | Verified Name |
|---|---|
| Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Document Number | 0000480124 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2023-480124 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Document Number | 0000466587 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 12307/211 |
| Instrument | 2022-466587 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000372838 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 9858/096 |
| Instrument | 2019-372838 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | DOVER, DE 19901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Nov 16, 2020 |
| Property Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Document Number | 0000400315 |
| Book / Page | 10563 / 182 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 2020-400315 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000400317 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 10563/203 |
| Instrument | 2020-400317 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | WILMINGTON, DE 19801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Nov 05, 2018 |
| Property Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Document Number | 0000351153 |
| Book / Page | 9358 / 179 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018-351153 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 790 OAK DR, DOVER, DE 19904-4342 |
| Document Number | 0000351154 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 2018-351154 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,312.00 (+3.39%) | $44,600 (-) Land $13,700 Building $30,900 |
| 2022 | $1,269.00 | $44,600 Land $13,700 Building $30,900 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2011–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 344 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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