790 N Oak St Ext, Bluffton, IN 46714 Property Records

Wells County property record for 790 N Oak St Ext, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1993
Lot Size	16.4 acres (717,869 sqft)
Owner	Individual Name on File
Last Sale	$140,600 (Nov 2017)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`90-05-33-200-005.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-33-200-005.000-010`
Alternative APNs	`00001573324` `0050395002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	717,869 sqft (16.4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001573324
Street Address	790 N OAK STREET EXT
City	BLUFFTON
State	IN
Zip	46714-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-27-12 16.48A MID PT N/2 N W W OF RIV
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3006
Census Tract	40400

Owner

790 N Oak St Ext is owned and occupied by an individual who bought it in November 2017.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	790 N OAK STREET EXT, BLUFFTON, IN 46714-1422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Nov 2, 2017	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Deed Document Number	20171752
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	790 N OAK STREET EXT, BLUFFTON, IN 46714-1422
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202833
Date	Jul 7, 2020
Instrument	20202833

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Nov 2, 2017
Property Address	790 N OAK STREET EXT, BLUFFTON, IN 46714-1422
Document Number	0020171752
Instrument Date	Oct 31, 2017
Instrument	20171752
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 N OAK STREET EXT, BLUFFTON, IN 46714-1422

Mortgage

Document Number	0020171753
Date	Nov 2, 2017
Instrument	20171753

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 790 N Oak St Ext was $1,316 with a homeowner's exemption, up 1.5% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00 (+1.46%) Homeowner's exemption	$196,900 Land $57,700 Building $139,200	$196,900 Land $57,700 Building $139,200
2024	$1,297.00
2023		$178,200 (+10.41%) Land $57,700 Building $120,500	$178,200 (+10.41%) Land $57,700 Building $120,500
2022	$1,287.00	$161,400 Land $57,700 Building $103,700	$161,400 Land $57,700 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 790 N Oak St Ext in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 790 N Oak St Ext is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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