Cherokee County property record for 790 McDonald Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,632 sqft Heated Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2006) |
| Tax Bill | $1,890.00 (2025) |
Source: Cherokee County records · APN 458400543187000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 790 MCDONALD RD, MURPHY, NC 28906-9305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2006 · Amount on Record |
| Deed Sale | May 01, 2006 · Amount on Record |
| Deed Doc Number | 0001230789 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 790 MCDONALD RD, MURPHY, NC 28906-9305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 790 MCDONALD RD, MURPHY, NC 28906-9305 |
| Document Number | 01725/1067 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 1725/1067 |
| Instrument | 7502 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 881 Months |
| Due | Apr 20, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 790 MCDONALD RD, MURPHY, NC 28906-9305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 790 MCDONALD RD, MURPHY, NC 28906-9305 |
| Document Number | 01725/1053 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 1725/1053 |
| Instrument | 7501 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 881 Months |
| Due | Apr 20, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.3% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,890.00 | $269,950 (-) | $269,950 (-) Land $72,600 Building $197,350 |
| 2023 | $269,950 | $269,950 Land $72,600 Building $197,350 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 78% of the US · above 97% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 458400543187000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,632 sqft Heated Area |
| Upper Floors | 816 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Wood Shingle Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Width | 1,239 ft Width |
| Deck Area | 720 sqft Deck |
| Porch | Open Porch |
| Porch Area | 396 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 21196 |
|---|---|
| Street Address | 790 MCDONALD RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-9305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | JONES P/O 977/719 1230/789 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1119 |
| Census Tract | 930300 |
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