790 FM 71, Commerce, TX 75428 Property Records

Delta County property record for 790 FM 71, Commerce, TX 75428 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1974
Square Footage	3,436 sqft Total Area
Lot Size	87,817 sqft (2.01 acres)
Garage	Attached, 544 sqft
Occupancy	Owner Occupied
Last Sale	$271,727 (2024)
Tax Bill	$1,511.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0160-0005-0000-02`
Alternative APN	`2715`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,436 sqft Total Area
1st Floor	1,880 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home Style
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,817 sqft (2.01 acres)
Garage Type	Attached Garage
Garage Area	544 sqft Garage
Patio Area	50 sqft Patio
Porch	1 Porch
Porch Area	120 sqft Porch

Location & Zoning

Account Number	0160-0005-0000-02
Street Address	790 FM 71
City	COMMERCE
State	TX
Zip	75428-8044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0160 HOP CO SCH TRACT 5 ACRES 2.016
Legal Tract	5
Jurisdiction	DELTA TX
Minor Civil Division	PECAN GAP
Census Blockgroup	2
Census Block	2126
Census Tract	950100

Owner

Source: Delta County records · APN 0160-0005-0000-02

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	790 FM 71, COMMERCE, TX 75428-8044
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Aug 01, 2022
Deed Doc Number	2024742
Deed Book / Page	409 / 509
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA TX
Property Address	790 FM 71, COMMERCE, TX 75428-8044
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 FM 71, COMMERCE, TX 75428-8044

Mortgage

Document Number	000418/208
Date	Oct 27, 2025
Book Page	418/208
Instrument	25-1069

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2056

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Delta County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (+36.74%) Homeowner's exemption	$211,530 (-3.88%) Land $36,770 Building $174,760	$211,530 (-3.88%) Land $36,770 Building $174,760
2023		$220,060 Land $33,130 Building $186,930	$220,060 Land $33,130 Building $186,930
2021	$1,105.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Moderate 55th percentile nationally · 33rd in Texas
Wildfire Likelihood	About 1 in 855 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.