790 Bernhardt Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 790 Bernhardt Rd, Salisbury, NC 28147 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 2001
Lot Size	6.4 acres (278,784 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Dec 2016)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Feb 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473 020`

Property Details

APN / Parcel Number

Primary APN	`473 020`
Alternative APN	`6192299`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	278,784 sqft (6.4 acres)
Porch	Porch
Porch Area	72 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	790 BERNHARDT RD
City	SALISBURY
State	NC
Zip	28147-9607
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	6.40AC
Legal Subdivision	LOCKE TOWNSHIP
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	4
Census Block	4015
Census Tract	51201

Owner

Source: Rowan County records · APN 473 020

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	790 BERNHARDT RD, SALISBURY, NC 28147-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2016 · Amount on Record
Deed Sale	Dec 01, 2016 · Amount on Record
Prior Sale	Mar 01, 2001 · Amount on Record
Deed Book / Page	1281 / 38
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	790 BERNHARDT RD, SALISBURY, NC 28147-9607
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 BERNHARDT RD, SALISBURY, NC 28147-9607

Mortgage

Document Number	0013690042
Date	Feb 26, 2021
Book Page	1369/42

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	952 Months
Due	Jun 28, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,067.00	$157,493 (-) Land $88,428 Building $69,065
2023	$1,067.00	$157,493 Land $88,428 Building $69,065	$157,493 Land $88,428 Building $69,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.