79 Winter St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 79 Winter St, Saugus, MA 01906 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1924
Square Footage1,818 sqft Living Area
Lot Size4,500 sqft (0.103 acres)
Last Sale$247,000 (2026)
Tax Bill$6,048.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:007-G B:0003 L:0017
Alternative APNs
  • M:007=G B:0003 L:0017
  • 3875034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,818 sqft Living Area
Gross Area3,042 sqft Gross Area
1st Floor1,044 sqft 1st Floor
Basement Area948 sqft Basement
Unfinished Basement948 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,500 sqft (0.103 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number3875034
Street Address79 WINTER ST
CitySAUGUS
StateMA
Zip01906-1633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCHARLES A SMILEDGE
Legal Block3
Legal Lot Number17
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup3
Census Block3013
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0003 L:0017

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 WINTER ST, 2, AMESBURY, MA 01913-1515
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANGOR SAVINGS BANK
Jul 28, 2026Quit Claim Deed, Transfer · Conventional Mortgage
BANGOR SAVINGS BANK
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 07, 2020Deed of Trust, Mortgage · Stand Alone Refinance
THE FEDERAL SAVINGS BANK
Jan 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleJul 27, 2012 · Amount on Record
Deed Doc Number20263430
Deed Book / Page43534 / 168
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Recording DateJul 28, 2026
Property Address79 WINTER ST, SAUGUS, MA 01906-1633
Document Number0000003450
Book / Page43534 / 191
Instrument DateJul 28, 2026
Instrument20263450
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 WINTER ST, SAUGUS, MA 01906-1633

Mortgage

Document Number0000003450,
DateJul 28, 2026
Book Page43534/191
Instrument20263450
Lender
NameBANGOR SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.43%
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAMESBURY MA
Recording DateJul 28, 2026
Property Address79 WINTER ST, SAUGUS, MA 01906-1633
Document Number0000003430
Book / Page43534 / 168
Instrument DateJul 17, 2026
Instrument20263430
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateJul 28, 2026
Lender
NameBANGOR SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address79 WINTER ST, SAUGUS, MA 01906-1633
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number041674-541
DateJul 24, 2023
Book Page41674/541
Instrument20230724000090
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2048
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address79 WINTER ST, SAUGUS, MA 01906-1633
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38796-180
DateAug 07, 2020
Book Page38796/180
Instrument20200807000460
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address79 WINTER ST, SAUGUS, MA 01906-1633
Document Number37282-195
Instrument DateJan 14, 2019
Transaction TypeMortgage
Record UpdatedFeb 06, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 WINTER ST SAUGUS MA 019061633, SAUGUS, MA 01906-1633

Mortgage

Document Number37282-195
DateJan 18, 2019
Book Page037282/000195
Instrument1901182450
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 17, 2029

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,048.00 (+6.01%)$566,300 (+5.71%) Land $278,900 Building $287,400$550,810
2024$5,705.00 (+1.64%)$535,700 (+7.46%) Land $253,500 Building $282,200
2023$5,613.00$498,500 Land $228,200 Building $270,300

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