79 Windsor Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 79 Windsor Ln, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,614 sqft · built 2011
Lot Size	21.3 acres (928,481 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Apr 2014)
Tax Bill	$20,545 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-04301-0000-00014-02-C0079`

Property Details

APN / Parcel Number

Primary APN	`48-04301-0000-00014-02-C0079`
Alternative APN	`48043010000000140002 C0079`

Interior

Building Area	2,614 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Lot Area	928,481 sqft (21.3 acres)

Location & Zoning

Street Address	79 WINDSOR LN
City	RAMSEY
State	NJ
Zip	07446-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21.315 AC
Legal Subdivision	BEARS COVE/RAMSEY
Legal Block	4301
Legal Lot Number	14.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1008
Census Tract	44202

Owner

79 Windsor Ln is owned and occupied by two individuals who bought it in April 2014.

Source: Bergen County and Ramsey Borough records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 WINDSOR LN, RAMSEY, NJ 07446-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2014 · Amount on File
Deed Sale	Apr 10, 2014 · Amount on File
Deed Document Number	201422890
Deed Book / Page	1650 / 963
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Sep 22, 2026
Property Address	79 WINDSOR LN, RAMSEY, NJ 07446-2401
Document Number	0000065678
Book / Page	5904 / 1637
Instrument Date	Aug 19, 2026
Instrument	202665678
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 WINDSOR LN, RAMSEY, NJ 07446-2401

Mortgage

Document Number	0000065678,
Date	Sep 22, 2026
Book Page	5904/1637
Instrument	202665678

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 79 Windsor Ln was $20,545, down 4.3% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,100 (+5.74%) Land $240,000 Building $815,100	$1,055,100 (+5.74%) Land $240,000 Building $815,100
2025	$20,545.00 (-4.29%)	$997,800 Land $225,000 Building $772,800	$997,800 Land $225,000 Building $772,800
2024	$21,466.00
2023		$760,700 Land $225,000 Building $535,700	$760,700 Land $225,000 Building $535,700
2022	$19,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Windsor Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Windsor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20