Morris County and Netcong Borough property record for 79 Wiltop Rd, Netcong, NJ 07857
| Property Type | Single Family Home |
|---|---|
| Details | 1,608 sqft · built 1950 |
| Lot Size | 0.204 acres (8,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $567,825 (Oct 2025) |
| Tax Bill | $9,991 (2024) |
| Deeds & Mortgages | Sep 2024 Mortgage Oct 2025 Sale & Mortgage |
| APN | 28-00029-0000-00004 |
| Primary APN | 28-00029-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 8,882 sqft (0.204 acres) |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Street Address | 79 WILTOP RD |
|---|---|
| City | NETCONG |
| State | NJ |
| Zip | 07857-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 29 |
| Legal Lot Number | 4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | NETCONG |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 46000 |
Source: Morris County and Netcong Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 WILTOP RD, NETCONG, NJ 07857-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Oct 23, 2025 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Feb 8, 2007 · Amount on Record |
| Deed Document Number | 202543972 |
| Deed Book / Page | 25000 / 1417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 79 WILTOP RD, NETCONG, NJ 07857-1431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 WILTOP RD, NETCONG, NJ 07857-1431 |
| Document Number | 0248071248 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 24807/1248 |
| Instrument | 2024035802 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 23, 2025 |
| Property Address | 79 WILTOP RD, NETCONG, NJ 07857-1431 |
| Document Number | 0250001417 |
| Book / Page | 25000 / 1417 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025043972 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | OLDE STONE TITLE, OLDE SCHOOL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,235.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 KINGS RD, NETCONG, NJ 07857-1212 |
| Name | Verified Name |
|---|---|
| Address | 79 WILTOP RD, NETCONG, NJ 07857-1431 |
| Document Number | 2025043973 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025043973 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Morris County and Netcong Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Netcong Borough |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Elementary School District | Netcong Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,400 (-) Land $126,000 Building $166,400 | $292,400 (-) Land $126,000 Building $166,400 | |
| 2025 | $292,400 (-) Land $126,000 Building $166,400 | $292,400 (-) Land $126,000 Building $166,400 | |
| 2024 | $9,991.00 (-0.87%) | $292,400 (-) Land $126,000 Building $166,400 | $292,400 (-) Land $126,000 Building $166,400 |
| 2023 | $10,079.00 (+6.26%) | $292,400 Land $126,000 Building $166,400 | $292,400 Land $126,000 Building $166,400 |
| 2022 | $9,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1980–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NETCONG WATER DEPT serves 3,342 people · EPA ID NJ1428001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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