79 White Ln, Gaines, PA 16921 Property Records

Tioga County property record for 79 White Ln, Gaines, PA 16921

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 1901
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Aug 2025)
Tax Bill	$2,153 (2026)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`15/10A00/010./000`

Property Details

APN / Parcel Number

Primary APN	`15/10A00/010./000`
Alternative APN	`00007234`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Lot Area	6,900 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00007234
Street Address	79 WHITE LN
City	GAINES
State	PA
Zip	16921
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2048
Census Tract	950900

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	53 EASTMAN AVE
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 16, 2020	Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK
Mar 28, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	20257079
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Aug 12, 2025
Property Address	79 WHITE LN, GAINES, PA 16921
Document Number	0202507079
Map Reference	DOC 200810000
Instrument Date	Aug 8, 2025
Instrument	202507079
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SIX WEST SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 HICKORY NUT LN, WELLSBORO, PA 16901-7872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 EASTMAN AVE, LANCASTER, PA 17603-4475

Mortgage

Document Number	0202507080
Date	Aug 12, 2025
Instrument	202507080

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	2640 WESTVIEW DR, WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Apr 16, 2020
Property Address	79 WHITE LN, GAINES, PA 16921
Document Number	0202002404
Instrument Date	Mar 27, 2020
Instrument	202002404
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CORNERSTONE ABSTRACT AND SETTLEMENT, CORNERSTONE ABSTRACT & SETMN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1286 NW BENTLEY CIRB, PORT SAINT LUCIE, FL 34986

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 HILLCREST CIR, WELLSBORO, PA 16901-8111

Mortgage

Document Number	0202002405
Date	Apr 16, 2020
Instrument	202002405

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Mar 28, 2018
Property Address	79 WHITE LN, GAINES, PA 16921
Document Number	0201802964
Instrument Date	Mar 22, 2018
Instrument	201802964
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	359 LA HACIENDA DR, INDIAN ROCKS BEACH, FL 33785-3716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1286 NW BENTLEY CIR APT B, B, PORT SAINT LUCIE, FL 34986-1865

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Gaines Township
Unified School District	Galeton Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,153.00 (-35.29%)	$149,670 (-) Land $34,980 Building $114,690
2024	$3,327.00	$149,670 Land $34,980 Building $114,690
2023			$149,670 Land $34,980 Building $114,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1984–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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