79 Wharf St, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 79 Wharf St, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 1926
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$419,500 (Jun 2010)
Tax Bill	$7,993 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAHA M:0003B B:0000 L:0077`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0003B B:0000 L:0077`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,349 sqft Living Area
Gross Area	3,120 sqft
Basement Area	1,000 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	79 WHARF ST
City	NAHANT
State	MA
Zip	01908-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SURVEY CL WOODMAN
Legal Lot Number	77
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	1
Census Block	1000
Census Tract	201100

Owner

79 Wharf St is owned and occupied by two individuals who acquired it in January 2021.

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 WHARF ST, NAHANT, MA 01908-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 12, 2017	Deed of Trust, Mortgage SALEM FIVE MTG CO
Aug 9, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Jan 28, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2010 · Amount on File
Deed Sale	Jun 28, 2010 · Amount on File
Deed Book / Page	29562 / 510
Last Transfer Date	Jan 22, 2021
Transfer Doc	039465-353
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	79 WHARF ST, NAHANT, MA 01908-1627
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0039535-56
Date	Feb 16, 2021
Book Page	39535/56
Instrument	20210216005870

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	79 WHARF ST, NAHANT, MA 01908-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36398-555
Date	Dec 12, 2017
Book Page	36398/555
Instrument	171212002970

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	79 WHARF ST, NAHANT, MA 01908-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37739-376
Date	Aug 9, 2019
Book Page	37739/376
Instrument	20190809000450

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Jan 28, 2021
Property Address	79 WHARF ST, NAHANT, MA 01908-1627
Document Number	039465-353
Book / Page	39465 / 353
Instrument Date	Jan 22, 2021
Instrument	20210128003590
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 WHARF ST, NAHANT, MA 01908-1627

Tax Assessment & Valuation

The 2025 property tax bill for 79 Wharf St was $7,993, up 4.8% from the year before.

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,993.00 (+4.8%)	$873,600 (+3.89%) Land $470,600 Building $403,000	$904,875
2024	$7,627.00 (+9.63%)	$840,900 (+9.86%) Land $450,500 Building $390,400
2023	$6,957.00	$765,400 Land $400,500 Building $364,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Wharf St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Nearby Flood Policies	43 units insured incl. 11 condo units
Nearby Flood Claims	95 (1978–2018)
Claims Outside the SFHA	15 of 95
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 26 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Wharf St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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