Hampden County and Westfield City property record for 79 Western Cir, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,362 sqft · built 1955 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,875 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:83 L:32 |
| Primary APN | WFLD M:83 L:32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,941 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 79 WESTERN CIR |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 32 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 812902 |
79 Western Cir is owned and occupied by an individual.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 WESTERN CIR, WESTFIELD, MA 01085-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Sep 18, 2023 | Deed, Transfer · Stand-Alone Refinance NORCOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 79 WESTERN CIR, WESTFIELD, MA 01085-3420 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 025389-323 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 25389/323 |
| Instrument | 16697 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 18, 2023 |
| Property Address | 79 WESTERN CIR, WESTFIELD, MA 01085-3420 |
| Document Number | 025158-239 |
| Book / Page | 25158 / 239 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 44027 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 WESTERN CIR, WESTFIELD, MA 01085-3420 |
| Document Number | 025158-244 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 25158/244 |
| Instrument | 44028 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
The 2026 property tax bill for 79 Western Cir was $4,875, up 8.1% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,875.00 (+8.07%) | $326,500 (+9.86%) Land $130,500 Building $196,000 | $305,156 (-9.52%) |
| 2025 | $4,511.00 | $297,200 Land $125,600 Building $171,600 | $337,250 (-1.53%) |
| 2024 | $342,475 | ||
| 2023 | $4,403.00 | $259,300 Land $108,800 Building $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Western Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Western Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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