79 Upton St, New Bedford, MA 02746 Property Records

Bristol County and New Bedford City property record for 79 Upton St, New Bedford, MA 02746

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,267 sqft · built 1987
Lot Size0.129 acres (5,606 sqft)
Owner2 Individual Names on File
Last Sale$279,900 (Oct 2017)
Tax Bill$4,754 (2025)
Deeds & MortgagesAug 2021 Refinance
Feb 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNNEWB M:0095 L:0099

Property Details

APN / Parcel Number

Primary APNNEWB M:0095 L:0099
Alternative APNs
  • NWBF M:0095 L:0099
  • 13456

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,267 sqft Living Area
Gross Area2,740 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,606 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number13456
Street Address79 UPTON ST
CityNEW BEDFORD
StateMA
Zip02746-1020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number99
JurisdictionNEW BEDFORD MA
Township / Civil DivisionNEW BEDFORD
Census Block Group1
Census Block1003
Census Tract651001

Owner

79 Upton St is owned and occupied by two individuals who bought it in October 2017.

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address79 UPTON ST, NEW BEDFORD, MA 02746-1020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Feb 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Oct 16, 2017Quit Claim Deed, Transfer
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on File
Deed SaleOct 16, 2017 · Amount on File
Prior SaleSep 23, 2016 · Amount on File
Deed Book / Page12239 / 56
Transfer Doc0012239-56
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW BEDFORD MA
Property Address79 UPTON ST, NEW BEDFORD, MA 02746-1020
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013964-188
DateAug 20, 2021
Book Page13964/188
Instrument25044
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueSep 1, 2041

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW BEDFORD MA
Property Address79 UPTON ST, NEW BEDFORD, MA 02746-1020
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013118-121
DateFeb 20, 2020
Book Page13118/121
Instrument4133
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMar 1, 2045

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEW BEDFORD MA
Recording DateOct 16, 2017
Property Address79 UPTON ST, NEW BEDFORD, MA 02746-1020
Document Number12239-56
Book / Page12239 / 56
Instrument24962
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 UPTON ST, NEW BEDFORD, MA 02746-1020

Mortgage

Document Number122390059
DateOct 16, 2017
Instrument12239/0059
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 79 Upton St was $4,754, up 2% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityNew Bedford City
Unified School DistrictNew Bedford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,754.00 (+2.02%)$420,300 (+8.24%) Land $104,500 Building $315,800$438,710 (+13.24%)
2024$4,660.00 (-9.93%)$388,300 (+7.24%) Land $108,100 Building $280,200$387,410
2023$5,174.00$362,100 Land $86,500 Building $275,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Upton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Upton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BEDFORD DPI
serves 101,079 people · EPA ID MA4201000
Water SourceSurface water
Last State InspectionApr 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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