Lincoln Town property record for 79 Union St, Lincoln, RI 02865
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 2,340 sqft · built 1885 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (May 2005) |
| Tax Bill | $6,391 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-00011-74 |
| Primary APN | 3-00011-74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 3,964 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-00011-74 |
|---|---|
| Street Address | 79 UNION ST |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1926 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RG7 |
| Legal Lot Number | 77.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 11701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
79 Union St, a residential property, is owned and occupied by an individual who bought it in May 2005.
Source: Lincoln Town records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 UNION ST, LINCOLN, RI 02865-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit GREENWOOD CREDIT UNION |
| Mar 25, 2022 | Deed of Trust, Mortgage · ARM GREENWOOD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2005 · Amount on File |
| Deed Sale | May 27, 2005 · Amount on File |
| Prior Sale | May 22, 1998 · Amount on File |
| Deed Book / Page | 1250 / 119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Jul 7, 2026 |
| Property Address | 79 UNION ST, LINCOLN, RI 02865-1926 |
| Document Number | 0000012269 |
| Book / Page | 2597 / 395 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202612269 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 UNION ST, LINCOLN, RI 02865-1926 |
| Document Number | 0000012269, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 2597/395 |
| Instrument | 202612269 |
| Name | GREENWOOD CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 79 UNION ST, LINCOLN, RI 02865-1926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002416-231 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 2416/231 |
| Instrument | 20220000001130 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2027 |
| Index | 1-Year CMT |
The 2025 property tax bill for 79 Union St was $6,391.
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,391.00 | $472,700 Land $162,000 Building $310,700 |
| 2023 | $5,643.00 | $342,200 Land $126,200 Building $216,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 79 Union St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2023) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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