Ocean County and Toms River Township property record for 79 Surf Way, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,392 sqft · built 2020 |
| Lot Size | 0.036 acres (1,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Mar 2020) |
| Tax Bill | $14,209 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00921-09-00006-01 |
| Primary APN | 08-00921-09-00006-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,568 sqft (0.036 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 79 SURF WAY |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GB |
| Legal Description | .036AC |
| Legal Subdivision | BG & SONS LLC |
| Legal Block | 921.9 |
| Legal Lot Number | 6.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 722500 |
79 Surf Way is owned and occupied by two individuals who bought it in March 2020.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 SURF WAY, LAVALLETTE, NJ 08735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 19, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on File |
| Deed Sale | Mar 20, 2020 · Amount on File |
| Deed Document Number | 202030384 |
| Deed Book / Page | 17829 / 1047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 20, 2020 |
| Property Address | 79 SURF RD, SEASIDE HEIGHTS, NJ 08751 |
| Document Number | 0178291047 |
| Book / Page | 17829 / 1047 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020030384 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | GUARDIAN TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 ELISSA CT, 311, SOUTH PLAINFIELD, NJ 07080-5213 |
| Name | Verified Name |
|---|---|
| Address | 6 COBBLESTONE WAY, FAIRFIELD, NJ 07004-3900 |
| Document Number | 2020030385 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020030385 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 19, 2018 |
| Property Address | 79 SURF RD, SEASIDE HEIGHTS, NJ 08751 |
| Document Number | 0170561955 |
| Book / Page | 017056 / 001955 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 26092 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 311 ELISSA CT SOUTH PLAINFIELD NJ 070805213, SOUTH PLAINFIELD, NJ 07080-5213 |
The 2025 property tax bill for 79 Surf Way was $14,209, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727,200 (-) Land $402,000 Building $325,200 | $727,200 (-) Land $402,000 Building $325,200 | |
| 2025 | $14,209.00 (+7.3%) | $727,200 Land $402,000 Building $325,200 | $727,200 Land $402,000 Building $325,200 |
| 2024 | $13,242.00 | ||
| 2023 | $712,400 Land $402,000 Building $310,400 | $712,400 Land $402,000 Building $310,400 | |
| 2022 | $11,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Surf Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 520 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 20 condo units |
| Nearby Flood Claims | 666 (1978–2022) |
| Claims Outside the SFHA | 88 of 666 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 79 Surf Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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